
Bailey Wallick
Sr. Mortgage Advisor

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 7 PM
Fri
9 AM to 7 PM
Sat
closed
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Reviews from Web
Bailey was very friendly and understanding of what we needed.
Itcwas a pleasure working with this company, everyone involved was very helpful and very knowledgeable about their business
Reply from Bailey Wallick
July 13th, 2026 10:00 PM
Sonia, I'm pleased to hear that you found working with us to be a pleasure. It's wonderful to know that our team's helpfulness and knowledge made a positive impact on your experience. Thank you for sharing your kind words!
Bailey was always communicating very well and pushing her team to get everything done as soon as possible so we could save the most amount of money
Reply from Bailey Wallick
May 14th, 2026 03:24 PM
Kelsey, I'm glad to hear that you appreciated the communication and efforts throughout the process. It's great to know that we were able to help you save money efficiently. Thank you for your kind words!
She was very nice and communicated all the steps to get it done
Thr loan officer was helpful and listened to us and answered our questions.
I had a great experience because the loan officer was very helpful and easy to talk to. They took the time to explain everything clearly and made sure I understood each step of the process. They were patient with my questions and responded...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2416400
Hobbies
- Yoga Teacher
- Hiking
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.