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Lower - Beachwood, OH
Beachwood, OH
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Scott was honest, professional and friendly. I really appreciated his patience with me and demeanor. I will be refi'ing with him in 6 months. Give him a raise!
Reply from Scott Bradley
September 29th, 2026 03:06 PM
Stephen, thank you for your positive feedback. I'm glad to hear that you appreciated my honesty and professionalism during our interactions. I'm looking forward to assisting you with your refinancing in six months through Lower.
Good service
Reply from Bailey Wallick
September 29th, 2026 04:36 PM
Grant, I'm glad to hear that you found the service good. It’s nice to know that your experience with me and the team at Lower was positive.
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Straight to the point was very helpful made the process easy and very informative
Reply from Chad Norris
September 29th, 2026 06:17 PM
I'm grateful for your kind words, Paul. I'm pleased to know that I could make the process easy and informative for you. Working with Lower allows me to ensure a straightforward experience for my clients.
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Thank you, Joe! You made our cash-out refinance process so easy. Working with you felt like working with someone I had already known for years. You were very down to earth, knowledgeable, and always made sure I understood exactly what was happening...
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Dominic was professional, knowledgeable, responsive, and always took the time to clearly explain each step of the refinancing process. He made everything feel seamless and stress-free, and I truly felt that he had my best interests in mind...
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Chad was available at all hours of the day and on weekends for any questions. He was amazingly knowledgeable about the VA process and how to protect us with our mortgage. he has been by far the best LO I've used through all my purchases.
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Reply from Chad Norris
September 24th, 2026 07:02 PM
Jake, thank you for sharing your experience. I'm pleased to know that my availability and knowledge about the VA process were beneficial in protecting you with your mortgage. It's great to hear that working with me at Lower has been a positive...
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I would like to recognize Maggie Miller for the exceptional service she provided throughout the process. Her communication was outstanding, and she kept me informed every step of the way. She was always responsive, professional, and genuinely...
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Reply from Maggie Miller
September 21st, 2026 06:36 PM
JAIRO, thank you so much for your kind words. I'm glad to hear that my communication and dedication made the process with Lower stress-free and easy to understand for you. It was a pleasure working with you as well, and I appreciate your support...
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By explaining the options we had went over everything we needed to know. Was very friendly and polite.
Reply from Shawn Milliken
September 15th, 2026 02:49 PM
It was a pleasure helping you thru the refinance process Paul. We will be in touch!
The way your team went over and about to make sure everything was
Reply from Abigail Shields
September 18th, 2026 02:56 PM
Kenneth, I appreciate your praise for the team's efforts. I'm glad we could provide you with a great experience at Lower.
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My agent was attentive to my needs and communicated with me.
Reply from Landon Moore
September 18th, 2026 01:11 PM
Shawn, I'm glad to hear that you felt attended to and well-communicated with during our time working together. At Lower, ensuring a positive and attentive experience is a priority for me.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.