
Robert Stevens
Sr. Mortgage Advisor

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reply from Robert Stevens
July 3rd, 2026 07:02 PM
Eloy, I appreciate your positive feedback. It's great to know you had a good experience. If there's anything else I can assist you with, feel free to let me know.
When we first called, we got Bob Stevens. What a true blessing this was. Bob was there walking with us every step of our VA Refinance process. BOB was ALWAYS there with answers to any of our concerns or questions, BOB WAS RIGHT ON TOP OF IT!...
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Reply from Robert Stevens
May 28th, 2026 07:52 PM
Delorse, I appreciate your heartfelt words and am glad that I could be there for you throughout your VA Refinance process. It's important to me to ensure everything goes smoothly, and I'm thankful for your trust and kind recognition. Should...
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Bob was just awesome. He kept me updated in real time and worked with me to make sure i knew what i needed. a If im ever in Ohio we could go have a drink on me.
Reply from Robert Stevens
May 1st, 2026 02:50 PM
Dorzell, I'm glad to hear that you appreciated my updates and efforts to keep you informed throughout the process. Keeping communication clear is important to me, and it's nice to know it made a difference for you. If you ever find yourself...
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Bob was helpful and kind and answered all my questions. Bob has a great personality and knows what he is talking about. Bob done a great job.
Reply from Robert Stevens
April 9th, 2026 02:12 PM
Tony, it's rewarding to know that my help and demeanor made a positive impression. I'm glad I could address your questions and provide the guidance needed. Thank you for your kind words—they truly mean a lot to me.
He answered ever question and was kind and patient. Bob helped us with all the problems we had. He has a great personality. When it comes to buying a nother house we will go with Bob.
Reply from Robert Stevens
April 8th, 2026 02:03 PM
Geraldine, I’m pleased to hear that you found my assistance valuable and that I could help address your concerns with patience and kindness. It's great to know that you're considering working with me again in the future. Thank you for your...
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i recently completed a refinance with Robert Stevens Stevens , and the experience was outstandin. he was very knowledgeable, patient, and incredibly thorough throughout the entire proceas. Every question I had was answered clearly, and I always...
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Reply from Robert Stevens
April 6th, 2026 04:39 PM
I'm grateful for your kind words and for trusting me with your refinance. It was important to ensure that all your questions were answered clearly and that you felt well-supported throughout the process. I'm pleased the final terms met your...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 377064
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.