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Kansas City, Overland Park, KS
Overland Park, KS

We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Reviews from Web
Terry & team were very personable and made things easy by handling most of the correspondence with insurance, etc. among other things.
Reply from The O'Neill Team
June 11th, 2024 03:40 PM
Thank you for the kind words, Erica! Let us know if you or anyone you know needs help in the future!
Phil Scaglia is the best - He supported me in financing 2 home purchases over the years, plus a refinance. Was very responsive and supportive sometimes off-hours in urgent-home-buying situations. He patiently answered my questions and advised...
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Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for your review, Jillian! We are glad Phil has been able to assist you throughout your lending journey. Please let us know if we can be of assistance in the future.
Tracy was awesome 😎
Reply from Tracy Geer
June 14th, 2024 02:35 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Highly recommend First state bank! Their interest rate was comparable, but their fees were much less expensive than other companies that we looked at for mortgages. Plus they were great communicators and make our part very simple and easy!
Reply from Owner
October 3rd, 2024 12:00 AM
Hannah, thank you for your positive feedback! Our clients’ opinions are so important to us. We are grateful you chose to work with us!
Phil Scaglia does an excellent job of staying organized throughout the process so you can avoid surprises and having to hurriedly locate documents at the last minute. Easy to work with and responsive.
Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for your review, Joseph. We appreciate you taking the time to share your experience with us!
Phil responded to every request or question I had almost immediately and his responses were always clear and complete. He's professional without being pretentious. I also appreciate all the guidance Phil provided about the options for my mortgage...
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This is my second time working with Terry and I would highly recommend him. Great rates, low fees! Excellent communication and made my part very easy!!
Reply from Terry & Peter O'Neill
June 13th, 2024 02:57 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Phil responded to every request or question I had almost immediately and his responses were always clear and complete. He's professional without being pretentious. I also appreciate all the guidance Phil provided about the options for my mortgage...
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Reply from Owner
October 3rd, 2024 12:00 AM
Taylor, we are glad to hear that you had a great experience working with Phil! Please let us know if we can be of service in the future.
Phil did a great job of staying up to date with the needed documents and making sure that we stayed on track throughout the loan process. Very responsive.
Reply from Phil Scaglia
June 12th, 2024 05:48 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Kelly was very thorough in explaining everything, prompt in responding and overall very courteous.
Reply from Kelly Whitwood
June 7th, 2024 06:43 PM
Thank you so much Lisa. I am so glad to have the opportunity to help with your financial planning.
It was great to work with you!
1921–1930 of 6699
About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org