West Clay, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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It was great
Reply from Russ Bray
June 9th, 2025 04:26 PM
Thanks Justin! Enjoy your new home!
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The whole process was so fast and easy, and communication was top tier
Reply from Russ Bray
June 3rd, 2025 03:28 PM
Thank you Sloan. I am glad it all worked out and wish you the very best moving forward!
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First State Bank of St. Charles
Russ made the process of buying my first home so simple and easy! Definitely recommend.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for sharing your experience, Hannah! Congratulations on your new home!
Matt is a very patience and calm person who has a lot of information to share . He have always been supportive throughout the process and I would recommend to him to everyone . Great work and keep up the honesty Matt !
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Reply from Matt & Betsy Maassen
June 4th, 2025 01:16 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Rajarshi C
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for giving us a five-star rating, Rajarshi!
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Russ was SO helpful through the whole process. It was my first time buying a home and he answered every question I had. I would recommend him for sure!
Reply from Russ Bray
May 29th, 2025 04:44 PM
Thank you Hannah! It was great working with you as well. You were very detailed and made everything easy on my end as well. I do wish you the very best and hope you enjoy the new home. Please do not ever hesitate to reach out if you have questions...
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Lack of verbal communication and response
Reply from Matt & Betsy Maassen
June 2nd, 2025 05:10 PM
We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future.
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Reply from Don MacPherson
May 31st, 2025 02:21 PM
I really appreciate the feedback and look forward to working with you again.
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Valerie M
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the five stars!
Don and his team are professional and helpful in getting everything complete. They are so easy to work with.
Reply from Don MacPherson
May 26th, 2025 03:36 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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