

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I had used five different financial institutions. Russ is the best financial officer I had met. Very professional, tuned to what I need and delivered. Great communicator through out the loans process. Thanks Russ.
Reply from Russ Bray
May 25th, 2025 09:12 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
Matt & Betsy were so easy to work with and very knowledgeable. I feel they always had my best interesets at heart, making my home buying experience great! I'm new to the Foristell area, but already feel like I'm home. I look forward to making...
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Reply from Matt & Betsy Maassen
May 23rd, 2025 10:24 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Service, communication, ease of application
Reply from Russ Bray
May 19th, 2025 05:32 PM
Thank you Darryl! I hope you and Patti enjoy the new home for years to come!
Don and the team have been very supportive and responsive throughout the whole process. As a result, my buying experience went smoothly. Thank you, Don and the team.
Reply from Don MacPherson
May 21st, 2025 03:24 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
service was friendly. And Matt was always eager to explain anything that I did not understand.
Reply from Matt & Betsy Maassen
May 20th, 2025 02:25 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
He responds quickly to my questions and explain everything.
Reply from Don MacPherson
May 20th, 2025 02:25 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
First State Bank of St. Charles has received a review with 5 star rating from Austin B
Reply from Owner
October 3rd, 2025 12:00 AM
Thanks for the review, Austin!
Russ Bray on referral.
Reply from Russ Bray
May 17th, 2025 10:41 PM
I really appreciate the feedback and look forward to working with you again.
First State Bank of St. Charles has received a review with 5 star rating from Marty M
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the five stars, Marty!
it was easy to work with don.
Reply from Don MacPherson
May 16th, 2025 06:22 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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