

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
it was great very great
Great communication and easy online process
Great communication and preperation with friendly service!
Russ
What a smart, informative, knowledgeable and genuinely kind man. He would answer questions before I could ask them. First State is lucky to have him
Reply from Russ Bray
September 8th, 2026 03:54 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Don was always available when needed. I feel he went above and beyond to help with the process of my home refinance. Very knowledgeable and informative.
Reply from Don MacPherson
September 7th, 2026 02:05 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Don is very knowledgeable and informative, he was always available when needed. I feel he went above and beyond to help with the process of my home refinance.
knowledgeable in his business just a great all-around person. First time I ever met the man. Tv
Reply from Don MacPherson
September 7th, 2026 08:57 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Matt & Betsy were great to work with! They worked hard making sure our loan closed on time. They were very creative in finding the best scenario for our loan. Would highly recommend them!
Reply from Matt & Betsy Maassen
September 2nd, 2026 02:29 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
I have highly recommended Russ to all of my friends and family members. He has been our loan officer for many years and continues to go above and beyond to ensure everything runs smoothly. He is very helpful, caring, and dependable!
Reply from Russ Bray
September 1st, 2026 04:37 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Everything was great!
Reply from Russ Bray
August 31st, 2026 05:50 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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