

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se...... Show More
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Russ made the process smooth , efficient and VERY EASY for me at a very stress time in my life. I will and have recommended Russ to everyone I speak to regarding Real Estate.
Don was always so kind and very timely with all questions or inquiries sent his way. He was always willing to speak via email or phone to help explain things in more detail. Would have liked to receive the closing disclosure paperwork sooner,...
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The process was so seamless.
Going into the home buying process I had very little knowledge of everything that I needed to do for the loan. The team at FSB made it very easy to make sure I knew and completed everything that needed to get done. The website was also very...
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did a grait job
West Clay has received a review with 5 star rating from Malinda P
Reply from Owner
June 18th, 2026 12:00 AM
Thank you, Malinda, for the 5-star rating! We appreciate your support and are grateful for the opportunity to assist you.
West Clay has received a review with 5 star rating from Wayne P
Reply from Owner
June 13th, 2026 12:00 AM
Wayne, we’re so grateful for your 5-star rating—thank you!
Russ did a great job at explaining and making sure we understood exactly what we were doing during this process. He helped in guiding us towards good financial choices and worked with us to get approvals on a moments notice when we needed them...
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Reply from Russ Bray
June 15th, 2026 05:00 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
West Clay has received a review with 5 star rating from Kaleb W
Reply from Owner
June 13th, 2026 12:00 AM
Thank you, Kaleb, for the 5-star rating! We appreciate your support and are grateful for the opportunity to serve you. Thank you for choosing First State Bank Mortgage!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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0 Professionals at West Clay
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