

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Made buying a house. Easy. Very friendly would definitely recommend to anyone looking to buy a home. Matt was our main person we worked with. I had questions as a new home owner. I didn't know he was on vacation but he still answered the phone....
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Rich! We’re glad Matt made the process easy and was there for you every step—even on vacation. We appreciate your recommendation!
You guys made it easy. We both heard of horror stories from. Other lenders. Not you
Reply from Matt & Betsy Maassen
August 18th, 2025 01:42 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
I have gone through the mortgage process a few times previously and this was the easiest and quickest I have ever gotten throught it. Thank you.
Reply from Matt & Betsy Maassen
August 12th, 2025 02:03 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
They are very nice to speak with and kept me well informed of every step for my loan
Reply from Matt & Betsy Maassen
August 11th, 2025 12:18 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
They did a great Job, always kept us updated and worked hard to get us a great rate. Thank you
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Jessica! We’re so glad you had a great experience and appreciate your kind words. It was our pleasure to help you!
First State Bank of St. Charles has received a review with 5 star rating from Cyndi C
Reply from Owner
October 3rd, 2025 12:00 AM
Cyndi, your 5 stars mean a lot to us—thank you!
Matt was very responsive to questions I had and made the process easy for me which I really do appreciate.
Reply from Matt & Betsy Maassen
August 6th, 2025 03:05 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Been working with Matt for almost 10 years now. Always top notch, he knows his stuff! Always gets us approved and makes it easy.
Reply from Matt & Betsy Maassen
August 3rd, 2025 07:13 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
First State Bank of St. Charles has received a review with 5 star rating from Label O
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the great rating!
Was super helpful on making sure I was updated on my loan.
Reply from Don MacPherson
August 2nd, 2025 02:11 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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