

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Very responsive and understanding
Reply from Matt & Betsy Maassen
January 2nd, 2026 07:12 PM
It was great working with you. Thanks again for putting your trust in us.
This was my second loan with Don over 10 years ago and He was SPACTACULAR!!! He provides excellent communication, Very knowlegable, and Efficient! I Highly Recommend Him and will always go to him in the future :D. Thanks a Million!!!
Reply from Don MacPherson
December 30th, 2025 08:18 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
I highly recommend Don MacPhearson at First State Bank Mortgage! He is prompt, professional and TRUSTWORTHY! I had a bad experience elsewhere and Don made it his mission to help me in every way possible, making sure my needs were met and all...
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Reply from Owner
January 9th, 2026 12:00 AM
Thank you, Patty, for the wonderful review! We’re so glad Don was able to turn your experience around and provide the prompt, trustworthy service you deserve. We truly appreciate your recommendation and look forward to helping you again in...
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Russ was a great per to work with and helped us through the proceans of buying our new home with good advice and guidance.
Reply from Russ Bray
December 29th, 2025 02:14 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Everything went extremely smooth !!!
Reply from Don MacPherson
December 29th, 2025 06:52 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Matt is on top of his game! He is always available and had all the answers when we had questions. He never gave the impression that we were a burden when we had many unanswered questions. I know we don't buy many homes in our lifetime but we...
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Reply from Matt & Betsy Maassen
December 29th, 2025 07:44 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Russ and his team made everything easy!
Reply from Russ Bray
December 29th, 2025 06:09 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Russ and his team made everything easy!
Reply from Owner
January 9th, 2026 12:00 AM
Thank you, Sara! We’re so glad to hear Russ and his team made the process easy for you. We appreciate you taking the time to share your experience!
West Clay has received a review with 5 star rating from Greg W
Reply from Owner
January 9th, 2026 12:00 AM
Thank you, Greg, for the 5 stars! We appreciate your confidence in our team and First State Bank Mortgage.
If you are able to use them as your lender for a mortgage, ask for Annette. She’s amazing to have on your side.
Reply from Owner
January 9th, 2026 12:00 AM
Thank you, Ali! We truly appreciate your kind words. Annette is a wonderful advocate for her clients, and we’re so glad you had a great experience working with her.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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