Orlando, FL
Orlando, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Highly recommend Susie and her team! They made the home loan process incredibly easy by keeping us informed every step of the way. They are extremely knowledgeable, prompt, and explained everything clearly. They even handled a last-minute change...
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Reply from Susie Carlton at Element Home Loans
August 5th, 2026 01:28 PM
Rossana, I'm grateful for your kind words and recommendation. It's wonderful to know that you found the home loan process easy and well-communicated by our team. Thank you for choosing Element Home Loans! I hope you and your family are enjoying...
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Nicole was amazing. Made the process easy and painless. She made it her mission to ensure we had everything we needed.
Reply from Nicole Johnson
August 3rd, 2026 08:21 PM
Thank you so much for your wonderful review! It was truly a pleasure working with you. I’m glad to hear the process felt easy and painless, and that you felt supported and prepared every step of the way. That’s exactly the experience I aim...
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The team is very kind, professional, very knowledgeable &experienced and thorough. Due to an unexpected buyer emergency, we were able to very smoothly close 3 days early. that is a very rare occurrence.
Reply from Susie Carlton at Element Home Loans
July 30th, 2026 08:13 PM
Tae, Thank you for the wonderful review! It's always a pleasure working with you and your clients. You are a true professional! I'm so happy we were able to accommodate this quick turnaround to close your buyers early, due to their sudden change...
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I loved how responsive, respectful, and generous Susie and her team were. We felt like they took care of us through the entire process.
Reply from Susie Carlton at Element Home Loans
July 28th, 2026 02:57 PM
Thank you so much for the wonderful review! I'm pleased to hear that you felt well taken care of during the process. Your kind words about our responsiveness and respect mean a lot to me!
As a first time homebuyer, we were intimidated with the involved, and sometimes daunting, process of purchasing a home. The details can add up quickly and easily become overwhelming. Susie was able to consistently assure us we were in the best...
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Reply from Susie Carlton at Element Home Loans
July 28th, 2026 02:59 PM
Wow Shannon, thank you for this wonderful review! I'm truly grateful for your kind words and recommendation. It's wonderful to know that I could help ease the stress of buying your first home and provide you and Perry with the confidence needed...
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Suzie was fantastic to work with, the whole process was very easy for us.
Reply from Susie Carlton | Loan Originator | E...
July 27th, 2026 01:13 PM
Victoria, I'm glad to hear that you found the process easy and enjoyable. It was a pleasure working with you, and thank you for sharing your positive experience with Element Home Loans. I hope you and your family are getting settled in your...
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Every time I work Carlt an amazing experience. It always delivers and makes me look like a rockstar with my clients.
Reply from Susie Carlton | Loan Originator | E...
July 27th, 2026 01:15 PM
David, thank you for always being my greatest cheerleader and for all of your support. Your professionalism is incredible and I always love working with you and your clients!
Our experience moving from PA to FL was made much smoother thanks to Susie. She ensured everything came together on time and that we secured the best possible loan. Transparent, attentive to our needs, and incredibly quick to respond to our...
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Reply from Susie Carlton | Loan Originator | E...
July 27th, 2026 01:16 PM
Yamile, I'm so pleased to hear that I could assist in making your move from PA to FL smoother. You and Gianni were wonderful to work with! Managing everything remotely can be challenging, and I'm glad that my teams efforts helped ensure a seamless...
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Nicole listened intently to our situation and needs and guided us towards a solution that was perfect. Her tireless efforts to find the best solution and to investigate all avenues led us to a very successful outcome. Thanks Nicole! You are...
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Reply from Nicole Johnson
July 23rd, 2026 03:49 PM
Thank you so much for your incredibly kind words! It was truly a pleasure getting to know you and working together to find the right solution for your needs. I’m so glad we were able to explore all the options and land on something that felt...
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This was our first home purchase and Nicole was extremely helpful in navigating the process. She did a great job to keep us up to date with estimated costs which made the overall process extremely smoot!
Reply from Nicole Johnson
July 13th, 2026 04:02 PM
Thank you so much for your thoughtful review! It was such an honor to be part of your first home purchase and to help guide you through the process. Buying your first home is such a special milestone, and I truly appreciate the opportunity...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.