Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354
Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Everyone was so great to work with, went above and beyond every step of the way. I will recommend to everyone.
Reply from Susie Carlton at Element Home Loans
August 18th, 2026 01:23 PM
Ross, I appreciate your kind words and your plan to recommend us! I'd love more wonderful clients like you! I'm glad to hear that your experience with us was so positive. Wishing you and Beth many happy years in your new home.
Susie is an all-star communicator. She took great care answering questions and communicating through every step of the process . She went above and beyond to get us the best possible rate and closing costs. She even made an effort to come to...
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Reply from Susie Carlton at Element Home Loans
August 13th, 2026 01:22 PM
Loren, thank you for your wonderful review! I'm grateful for your kind words and am very pleased to hear that you felt well-supported throughout the process. Meeting you, Scott and little Scotty at the closing was a highlight! I'm glad I could...
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Thank You once again for unparralled service.
Reply from Susie Carlton at Element Home Loans
August 10th, 2026 12:33 PM
Paul, I appreciate your kind words! It is always a pleasure working with you and your wonderful clients. Thank you so much for your professionalism and trust. I'm always here to help with any future needs at Element Home Loans.
I have worked with Susie numerous times, always very professional and always looking to help however possible. Thank you. Highly recommend.
Reply from Susie Carlton at Element Home Loans
August 8th, 2026 02:57 PM
Rafael, I truly appreciate your kind words and the trust you've placed in me over the years. It's always a pleasure working with you and your clients. Thank you for your recommendation and assistance throughout this transaction!
Very efficient and great communication
Reply from Susie Carlton at Element Home Loans
August 8th, 2026 02:56 PM
Kerry, thank you for the great review! I appreciate your kind words about the efficiency and communication you experienced. Thank you for taking the time to share your feedback! Hope you're getting settled in your new home!
Great experience. Would use Element again. Thank you for everything!
Reply from Susie Carlton at Element Home Loans
August 6th, 2026 01:28 PM
Scott, I'm glad to hear that you had a great experience! It was so nice meeting you, Loren and little Scotty at the closing. Thank you for choosing Element Home Loans, and I look forward to assisting you again in the future.
Susie was great. Very efficient and responded quickly. We appreciated her help along the way for our mortgage.
Reply from Susie Carlton at Element Home Loans
August 6th, 2026 01:46 PM
Debra, I'm grateful for your kind words. It's nice to hear that you found my assistance efficient and responsive during your mortgage process. It was a pleasure working with you and Kerry. I wish you many happy years in your new home. Thank...
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Highly recommend Susie and her team! They made the home loan process incredibly easy by keeping us informed every step of the way. They are extremely knowledgeable, prompt, and explained everything clearly. They even handled a last-minute change...
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Reply from Susie Carlton at Element Home Loans
August 5th, 2026 01:28 PM
Rossana, I'm grateful for your kind words and recommendation. It's wonderful to know that you found the home loan process easy and well-communicated by our team. Thank you for choosing Element Home Loans! I hope you and your family are enjoying...
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The team is very kind, professional, very knowledgeable &experienced and thorough. Due to an unexpected buyer emergency, we were able to very smoothly close 3 days early. that is a very rare occurrence.
Reply from Susie Carlton at Element Home Loans
July 30th, 2026 08:13 PM
Tae, Thank you for the wonderful review! It's always a pleasure working with you and your clients. You are a true professional! I'm so happy we were able to accommodate this quick turnaround to close your buyers early, due to their sudden change...
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I loved how responsive, respectful, and generous Susie and her team were. We felt like they took care of us through the entire process.
Reply from Susie Carlton at Element Home Loans
July 28th, 2026 02:57 PM
Thank you so much for the wonderful review! I'm pleased to hear that you felt well taken care of during the process. Your kind words about our responsiveness and respect mean a lot to me!
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)
Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.