Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354
Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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I have worked with Susie Carlton for several years now, and she has definitely proven her worth. She is always on top of the loan files and does a fantastic job ensuring that buyers receive the best service, the best rates, and are fully qualified...
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Reply from Susie Carlton at Element Home Loans
October 19th, 2026 03:18 PM
Dave, thank you for taking the time to give me a review and sharing your experience! You and Maru are so amazing to work with and I always appreciate your professionalism throughout the transactions. I have loved working with you over the last...
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Susie was wonderful to work with . She is an excellent communicator . I will recommend Susie to my next client!
Reply from Susie Carlton at Element Home Loans
October 7th, 2026 12:48 PM
Kimberley, It was such a pleasure working with you! I truly appreciate your willingness to recommend me to your next client. You are a true professional, and I will definitely stay in touch. At Element Home Loans, we're committed to providing...
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Susie was great! Very fast and informative!
Reply from Susie Carlton at Element Home Loans
October 6th, 2026 02:00 PM
Nicholas, it was so wonderful assisting you and Jennifer! I so enjoyed meeting you at the closing. Thank you so much for the great review. At Element Home Loans, we always strive to provide a positive experience. Please keep us in mind if you...
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Easy process Took us step by step
Reply from Susie Carlton at Element Home Loans
September 14th, 2026 01:07 PM
Pamela, thanks so much for allowing me to assist you again! Thank you for sharing your experience! I really appreciate your business!!
Everyone was so great to work with, went above and beyond every step of the way. I will recommend to everyone.
Reply from Susie Carlton at Element Home Loans
August 18th, 2026 01:23 PM
Ross, I appreciate your kind words and your plan to recommend us! I'd love more wonderful clients like you! I'm glad to hear that your experience with us was so positive. Wishing you and Beth many happy years in your new home.
Susie is an all-star communicator. She took great care answering questions and communicating through every step of the process . She went above and beyond to get us the best possible rate and closing costs. She even made an effort to come to...
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Reply from Susie Carlton at Element Home Loans
August 13th, 2026 01:22 PM
Loren, thank you for your wonderful review! I'm grateful for your kind words and am very pleased to hear that you felt well-supported throughout the process. Meeting you, Scott and little Scotty at the closing was a highlight! I'm glad I could...
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Thank You once again for unparralled service.
Reply from Susie Carlton at Element Home Loans
August 10th, 2026 12:33 PM
Paul, I appreciate your kind words! It is always a pleasure working with you and your wonderful clients. Thank you so much for your professionalism and trust. I'm always here to help with any future needs at Element Home Loans.
I have worked with Susie numerous times, always very professional and always looking to help however possible. Thank you. Highly recommend.
Reply from Susie Carlton at Element Home Loans
August 8th, 2026 02:57 PM
Rafael, I truly appreciate your kind words and the trust you've placed in me over the years. It's always a pleasure working with you and your clients. Thank you for your recommendation and assistance throughout this transaction!
Very efficient and great communication
Reply from Susie Carlton at Element Home Loans
August 8th, 2026 02:56 PM
Kerry, thank you for the great review! I appreciate your kind words about the efficiency and communication you experienced. Thank you for taking the time to share your feedback! Hope you're getting settled in your new home!
Great experience. Would use Element again. Thank you for everything!
Reply from Susie Carlton at Element Home Loans
August 6th, 2026 01:28 PM
Scott, I'm glad to hear that you had a great experience! It was so nice meeting you, Loren and little Scotty at the closing. Thank you for choosing Element Home Loans, and I look forward to assisting you again in the future.
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)
Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.