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Orlando, Orlando, FL

Orlando, FL
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Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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9 AM to 5 PM
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closed
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closed
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  • R
    Ross E V
    Deltona, FL
    Posted on August 18th, 2026 06:14 AM
    Everyone was so great to work with, went above and beyond every step of the way. I will recommend to everyone.
    Reply from Susie Carlton at Element Home Loans
    August 18th, 2026 01:23 PM
    Ross, I appreciate your kind words and your plan to recommend us! I'd love more wonderful clients like you! I'm glad to hear that your experience with us was so positive. Wishing you and Beth many happy years in your new home.
  • L
    Loren A H
    Belle Isle, FL
    Posted on August 13th, 2026 10:09 AM
    Susie is an all-star communicator. She took great care answering questions and communicating through every step of the process . She went above and beyond to get us the best possible rate and closing costs. She even made an effort to come to...
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    Reply from Susie Carlton at Element Home Loans
    August 13th, 2026 01:22 PM
    Loren, thank you for your wonderful review! I'm grateful for your kind words and am very pleased to hear that you felt well-supported throughout the process. Meeting you, Scott and little Scotty at the closing was a highlight! I'm glad I could...
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  • P
    Paul R
    Orlando, FL
    Posted on August 10th, 2026 12:26 PM
    Thank You once again for unparralled service.
    Reply from Susie Carlton at Element Home Loans
    August 10th, 2026 12:33 PM
    Paul, I appreciate your kind words! It is always a pleasure working with you and your wonderful clients. Thank you so much for your professionalism and trust. I'm always here to help with any future needs at Element Home Loans.
  • R
    Rafael P
    Deltona, FL
    Posted on August 8th, 2026 01:51 PM
    I have worked with Susie numerous times, always very professional and always looking to help however possible. Thank you. Highly recommend.
    Reply from Susie Carlton at Element Home Loans
    August 8th, 2026 02:57 PM
    Rafael, I truly appreciate your kind words and the trust you've placed in me over the years. It's always a pleasure working with you and your clients. Thank you for your recommendation and assistance throughout this transaction!
  • K
    Kerry P
    Clermont, FL
    Posted on August 7th, 2026 12:12 AM
    Very efficient and great communication
    Reply from Susie Carlton at Element Home Loans
    August 8th, 2026 02:56 PM
    Kerry, thank you for the great review! I appreciate your kind words about the efficiency and communication you experienced. Thank you for taking the time to share your feedback! Hope you're getting settled in your new home!
  • S
    Scott M H
    Belle Isle, FL
    Posted on August 6th, 2026 12:31 PM
    Great experience. Would use Element again. Thank you for everything!
    Reply from Susie Carlton at Element Home Loans
    August 6th, 2026 01:28 PM
    Scott, I'm glad to hear that you had a great experience! It was so nice meeting you, Loren and little Scotty at the closing. Thank you for choosing Element Home Loans, and I look forward to assisting you again in the future.
  • D
    Debra J P
    Clermont, FL
    Posted on August 5th, 2026 11:33 PM
    Susie was great. Very efficient and responded quickly. We appreciated her help along the way for our mortgage.
    Reply from Susie Carlton at Element Home Loans
    August 6th, 2026 01:46 PM
    Debra, I'm grateful for your kind words. It's nice to hear that you found my assistance efficient and responsive during your mortgage process. It was a pleasure working with you and Kerry. I wish you many happy years in your new home. Thank...
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  • R
    Rossana D
    Oviedo, FL
    Posted on August 5th, 2026 01:03 PM
    Highly recommend Susie and her team! They made the home loan process incredibly easy by keeping us informed every step of the way. They are extremely knowledgeable, prompt, and explained everything clearly. They even handled a last-minute change...
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    Reply from Susie Carlton at Element Home Loans
    August 5th, 2026 01:28 PM
    Rossana, I'm grateful for your kind words and recommendation. It's wonderful to know that you found the home loan process easy and well-communicated by our team. Thank you for choosing Element Home Loans! I hope you and your family are enjoying...
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  • G
    Giovanni S
    Windermere, FL
    Posted on August 3rd, 2026 02:13 AM
    Nicole was amazing. Made the process easy and painless. She made it her mission to ensure we had everything we needed.
    Reply from Nicole Johnson
    August 3rd, 2026 08:21 PM
    Thank you so much for your wonderful review! It was truly a pleasure working with you. I’m glad to hear the process felt easy and painless, and that you felt supported and prepared every step of the way. That’s exactly the experience I aim...
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  • T
    Tae H
    Oviedo, FL
    Posted on July 30th, 2026 08:06 PM
    The team is very kind, professional, very knowledgeable &experienced and thorough. Due to an unexpected buyer emergency, we were able to very smoothly close 3 days early. that is a very rare occurrence.
    Reply from Susie Carlton at Element Home Loans
    July 30th, 2026 08:13 PM
    Tae, Thank you for the wonderful review! It's always a pleasure working with you and your clients. You are a true professional! I'm so happy we were able to accommodate this quick turnaround to close your buyers early, due to their sudden change...
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  • 10 of 856
    About
    Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.” Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.