Nicole Johnson | Loan Originator Element Hom...
Loan Originator | NMLS# 341832
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed....... Show More
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It was quick and easy! I don't understand any of this but Nicole and her team made it as painless as possible.
Reply from Nicole Johnson
May 19th, 2026 03:44 PM
Jenn, thank you so much for your kind words! It was truly a pleasure working with you again. The mortgage process can feel overwhelming at times, so our goal is always to make it as smooth, simple, and well-explained as possible from start...
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This team was an absolute delight to work with. Home buying is so so stressful, and there were many times that Nicole and her team went out of their way to be reassuring and kind. They also took their time educating us as much as possible.
Reply from Nicole Johnson
May 4th, 2026 05:04 PM
Sarah, thank you so much for your kind words! It was truly a pleasure working with you during such an exciting milestone as your first home purchase. We know buying a home can feel overwhelming at times, so it means a lot to hear that our team...
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Nicole was very friendly, knowledgeable, and communicative during our home loan process! We are very happy to have worked with her.
Reply from Nicole Johnson
April 15th, 2026 01:54 PM
Charlie, thank you so much for your kind words! It was truly a pleasure working with you through your first homebuying experience. I’m so glad I could help make the loan process feel clear, smooth, and well-communicated. Congratulations again...
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Nicole and her team are excellent to deal with. The communication was spot on, I did not have to call to see where we were at with the process. Nicole will go above and beyond to help my clients secure a loan.
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Reply from Nicole Johnson
April 14th, 2026 02:30 PM
Thank you so much for your kind words. It truly means a lot. I always enjoy working with agents like you who care so deeply about their clients, and I appreciate the way we both strive to provide great customer service throughout the process....
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I greatly appreciate everything Nicole did for me!
Reply from Nicole Johnson
April 7th, 2026 07:08 PM
Christina, you were a joy to work with. I loved assisting you and appreciate the kind review. I hope you have many happy years in your home!
The entire team was very attentive throughout the whole process and worked incredibly to ensure I had what I needed to close on time despite them having short notice.
Reply from Nicole Johnson
March 19th, 2026 06:49 PM
Taylor, thank you for the kind review. It was our pleasure serving you even with the short timeframe. Please let us know if there is anything we can do better to earn a 5 star review in the future. Enjoy your new home.
Nicole was very responsive. I didn't realize she hadn't done a DSCR loan which caused a few bumps along the way but she did her absolute best and her team also did amazingly.
Reply from Nicole Johnson
March 11th, 2026 05:14 PM
Elizabeth, thank you for taking the time to share your feedback about me and my team at Element Home Loans. I appreciate your acknowledgment of my responsiveness and the effort I put in, despite the challenges with a DSCR loan. Your insights...
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Was very good at explaining everthing and getting back with us promptly.
Reply from Nicole Johnson
January 7th, 2026 05:43 PM
John, thank you so much for the review. It was a pleasure assisting you with your home purchase. I hope you enjoy the new area!
Nicole and her team were fantastic in helping us secure a loan for our new home! We could not have done it without her!
Reply from Nicole Johnson
July 30th, 2025 06:23 PM
Thank you for the kind review Josh. It is a pleasure and honor to work with clients multiple times. Enjoy your new home!!
I had an amazing experience working with Nicole and team. She was incredibly communicative, calling me almost every day with updates on rates and walking me through each step of the mortgage process. I always felt fully informed, with complete...
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Reply from Nicole Johnson
July 29th, 2025 04:36 PM
Thank you so much for taking the time to share your experience! I’m truly grateful for your kind words and am delighted to know that you felt supported and well-informed throughout the mortgage process. My goal is always to make things as smooth...
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About
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed. As an Element Home Loans team member I always strive to be pleasant, hardworking, and willing to go beyond my job duties to help you and your customers throughout their transaction.
NMLS# 341832
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
Search Rank ScoreLearn More →
244
/850
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.