Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Reviews from Web
Nicole was amazing. Made the process easy and painless. She made it her mission to ensure we had everything we needed.
Reply from Nicole Johnson
August 3rd, 2026 08:21 PM
Thank you so much for your wonderful review! It was truly a pleasure working with you. I’m glad to hear the process felt easy and painless, and that you felt supported and prepared every step of the way. That’s exactly the experience I aim...
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Nicole listened intently to our situation and needs and guided us towards a solution that was perfect. Her tireless efforts to find the best solution and to investigate all avenues led us to a very successful outcome. Thanks Nicole! You are...
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Reply from Nicole Johnson
July 23rd, 2026 03:49 PM
Thank you so much for your incredibly kind words! It was truly a pleasure getting to know you and working together to find the right solution for your needs. I’m so glad we were able to explore all the options and land on something that felt...
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This was our first home purchase and Nicole was extremely helpful in navigating the process. She did a great job to keep us up to date with estimated costs which made the overall process extremely smoot!
Reply from Nicole Johnson
July 13th, 2026 04:02 PM
Thank you so much for your thoughtful review! It was such an honor to be part of your first home purchase and to help guide you through the process. Buying your first home is such a special milestone, and I truly appreciate the opportunity...
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Nicole made the process very easy
Reply from Nicole Johnson
July 6th, 2026 01:54 PM
Katie, thank you for the kind review. The mortgage process can be a challenge at times. Thank you for taking the time to let us know we made the process easy for you. We look forward to serving you in the future.
Nicole and her team (Jade, Mona, etc...) were fantastic. They communicated everything, and doublechecked to make sure everything was communicated. When applyign for a home loan, there are tons of little things that need to be taken care of...
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Reply from Nicole Johnson
June 23rd, 2026 05:07 PM
Tom, thank you so much for your kind words. It truly means a lot to me and the team. Jade, Mona, and everyone involved work very hard to make sure nothing gets missed, so hearing that you felt informed, supported, and cared for throughout the...
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It was quick and easy! I don't understand any of this but Nicole and her team made it as painless as possible.
Reply from Nicole Johnson
May 19th, 2026 03:44 PM
Jenn, thank you so much for your kind words! It was truly a pleasure working with you again. The mortgage process can feel overwhelming at times, so our goal is always to make it as smooth, simple, and well-explained as possible from start...
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This team was an absolute delight to work with. Home buying is so so stressful, and there were many times that Nicole and her team went out of their way to be reassuring and kind. They also took their time educating us as much as possible.
Reply from Nicole Johnson
May 4th, 2026 05:04 PM
Sarah, thank you so much for your kind words! It was truly a pleasure working with you during such an exciting milestone as your first home purchase. We know buying a home can feel overwhelming at times, so it means a lot to hear that our team...
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Nicole was very friendly, knowledgeable, and communicative during our home loan process! We are very happy to have worked with her.
Reply from Nicole Johnson
April 15th, 2026 01:54 PM
Charlie, thank you so much for your kind words! It was truly a pleasure working with you through your first homebuying experience. I’m so glad I could help make the loan process feel clear, smooth, and well-communicated. Congratulations again...
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Nicole and her team are excellent to deal with. The communication was spot on, I did not have to call to see where we were at with the process. Nicole will go above and beyond to help my clients secure a loan.
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Reply from Nicole Johnson
April 14th, 2026 02:30 PM
Thank you so much for your kind words. It truly means a lot. I always enjoy working with agents like you who care so deeply about their clients, and I appreciate the way we both strive to provide great customer service throughout the process....
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I greatly appreciate everything Nicole did for me!
Reply from Nicole Johnson
April 7th, 2026 07:08 PM
Christina, you were a joy to work with. I loved assisting you and appreciate the kind review. I hope you have many happy years in your home!
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.