
North Houston, Spring, TX
NMLS 149932
Spring, TX

Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best ... Show More
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Cindy is knowledgeable, responsive, and professional .
Reply from Cindy Smith
February 26th, 2026 05:07 PM
Thank you Keri for the kind review of my service. It is always a pleasure to work with you on our mortgae needs. Until the next one!!
Morgan was AMAZING!! We had a very short closing window and she got everything taken care quickly and communicated great along the way! HIGHLY recommend!!
Reply from Morgan Smith
July 29th, 2025 09:43 PM
Thank you so much for writing such a nice review for me, I appreciate YOU!!! :)
The process was absolutely seamless and Cindy and her team were a blessing throughout the entire process.
Reply from Cindy Smith
February 26th, 2026 05:06 PM
Thank you for the nice review. It was my pleasure to work with your sweet family on the purchase of your home!
Cindy and her team made it super easy to work with them. The whole process went very smoothly . Everyone was on top of everything to make sure we close on time. Thank you again for such great experienc.
Reply from Cindy Smith
June 11th, 2025 01:49 PM
Janine, it was my pleasure to assist you and Sam with the financing of your first home purchase. I especially enjoyed meeting your lovely family at closing. Thank you for the kind words about my team and our service. We do strive to make sure...
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Working with Terry made my first home buying experience a breeze and I'm so happy to have worked with her. I'm very happy in my new home!
Great support And communication. Readily available for questions.
Reply from Cindy Smith
June 11th, 2025 01:42 PM
Alex, thank you for taking the time to leave a review of my service. I really enjoyed working with you and Brittany. It is always a pleasure to work with a veteran. Thank you for your service to our Country and enjoy your lovely new home.
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Terry communicated constantly throughout the loan process and kept me well informed. She was always available to provide guidance and assurance. She made the entire process seamless.
Marilyn helped us through the first time buying process and explained everything. Always available for questions and assistance. My husband was in the hospital on the day of our closing. She helped so much to still assist us still closing the...
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Marilyn helped us through the first time buying process and explained everything. Always available for questions and assistance. My husband was in the hospital on the day of our closing. She helped so much to still assist us still closing the...
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all went well w transaction
Reply from Morgan Smith
April 28th, 2025 07:59 PM
Annette, thank you for taking the time to leave me a review, I really appreciate it! Thank you also for allowing and trusting me to be your mortgage lender. It was a pleasure working with you and Mark! I hope y'all enjoy your new condo! :)...
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About
Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best loan program for their needs as well as a successful and consistent loan experience. Our history of growth and stability through market fluctuation is due in large part to our strength, flexibility and high volume of new and repeat business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Gallery

Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.