
North Houston, Spring, TX
NMLS 149932
Spring, TX

Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best ...... Show More
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Morgan did an amazing job with our loan! She secured us an excellent interest rate and was always available for questions. Her communication and attention to detail were amazing! We highly recommend Morgan to anyone interested in purchasing...
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Reply from Morgan Smith
May 21st, 2026 05:52 PM
Thank you so much Catherine!! It was a pleasure working with you and Nick! Doing home loans for my best friends are my favorite loans to do!! I can't wait to come see your new beautiful home!! :)
Great with responses and working with me to make my finances work
Amazing attention to detail. She truly cares about the people she works with. All around vibes.
Reply from Morgan Smith
May 19th, 2026 06:19 PM
Thank you so much Austin!! Hope the home project is going well, looks like it is based on Sterling's videos!!
We had a wonderful experience working with Morgan on our Home Equity Loan as we prepare to add on to our home for our baby girl. From start to finish, she was incredibly responsive, always quick to answer our questions and keep things moving...
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Reply from Morgan Smith
May 13th, 2026 08:02 PM
Thank you so much for taking the time to leave me a review, I appreciate you!! Can't wait to see the house renovations for sweet baby girl!!!!
Cindy was great! She helped me through the entire process and answered my many questions.
Reply from Cindy Smith
May 4th, 2026 10:41 PM
Meredith, thank you for kind review! You were such a joy to work with! It was my pleasure to assist you with your mortgage loan. I hope your have many years of happiness in your new home!
Morgan was with us every step of the way, And guided us with every question we had!
Thank You Morgan!
Reply from Morgan Smith
May 13th, 2026 08:01 PM
Edgar, I'm glad to hear that you felt supported throughout the process. Thank you for your kind words, and I'm pleased I could assist with all your questions.
Communication
Reply from Morgan Smith
April 21st, 2026 07:37 PM
Mike, I'm glad you found the communication effective. Thank you for taking the time to leave me a review, I appreciate it!
Constant communication.
Reply from Terry Alderman
April 16th, 2026 03:17 PM
Beverly, It was a pleasure working with you, please reach out if you should
need anything, Enjoy your new home. Terry ************
It was always available to answer questions and responded in a very quick and timely manner. Which was always appreciated
Reply from Cindy Smith
March 7th, 2026 05:09 PM
Thank you JT and Stephanie for the kind review. It was my pleasure to assist you with the financing of your lovely new home in Texas! Enjoy
I'd highly recommend Cindy Smith for any loan needs! She has exceptional communication skills, keeping us inforned every step of the way. She is knowledgeable, responsive, and truly committed to making the experience smooth and stress-free....
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Reply from Cindy Smith
February 26th, 2026 04:55 PM
Thank you Laura for the kind review of my service. It was my pleasure to assist you on your refinance. You and Gary were both great to work with. I appreciate your promptness as it helps the process go smoothly. Hopefully interest rates will...
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About
Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best loan program for their needs as well as a successful and consistent loan experience. Our history of growth and stability through market fluctuation is due in large part to our strength, flexibility and high volume of new and repeat business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Gallery

Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.
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