
North Houston, Spring, TX
NMLS 149932
Spring, TX

Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best ... Show More
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Terry has helped us with our home loans on all of our houses. We wouldn't choose anyone else. Her knowledge and professionalism is A+! She haa always gone above and beyond to please us!
""Sherry was very professional" Outstanding customer service, went out of her way to make sure my clients got the best loan product at the cost effective deal possible; explained, answered all questions when needed. Will always recommend Sherry!!"...
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Reply from Morgan Smith, Loan Originator
April 28th, 2025 08:00 PM
We appreciate your fantastic feedback, Williams. It seems there might be a mix-up with the agent's name in your review. However, we're thrilled to hear about the outstanding service you received. Your recommendation means a lot to us, and we're...
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Morgan was great to work with All around . This is home #2 with her. Actions speak louder than words !
Reply from Morgan Smith
April 2nd, 2025 09:00 PM
I'm so thankful that I was able to be your loan officer again. It was a pleasure working with you on your second home, and I truly appreciate your continued trust in my services. Thank you for your kind words!
**Rating: ⭐⭐⭐⭐⭐****Description:**I can't recommend Morgan Smith and HomeTrust Mortgage highly enough for my mortgage! From the very beginning, Morgan made the entire process incredibly simple and stress-free. Her attentiveness and dedication...
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**Rating: ⭐⭐⭐⭐⭐****Description:** I can't recommend Morgan highly enough as a lending provider for my mortgage! From the very beginning, she made the entire process incredibly simple and stress-free. Her attentiveness and dedication to my needs...
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Reply from Morgan Smith
March 24th, 2025 09:26 PM
Thank you so much for taking the time to write a review for me, I truly appreciate it. Thank you for your kind words and your repeat business!! People like you make my job rewarding and make me want to continue originating loans!! Thank you...
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I had an excellent experience working with Marilyn Causey! She was communicative, professional, and incredibly helpful throughout the entire process. She took the time to answer my questions, kept me informed every step of the way, and made...
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I had an excellent experience working with Marilyn! She was communicative, professional, and incredibly helpful throughout the entire process. She took the time to answer my questions, kept me informed every step of the way, and made what could...
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Morgan Smith and Hometrust Morgage Company were very helpful and made the process of borrowing money to buy a home as smooth as possible. Great experience, thank you!
Morgan was very responsive to all my questions, she provided the necessary feedback so I can make informed decisions. Well organized and extremely helpful! Thank you Morgan!
Reply from Morgan Smith
April 2nd, 2025 09:01 PM
I'm thrilled to hear that you found my assistance helpful and that you felt well-informed during the process. Thank you for your kind words, Lucian. It was a pleasure to help you with your mortgage needs.
Terry was informative, professional, timely, and was always available to answer and questions I had. I would absolutely use her as our mortgage loan officer again!
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About
Founded in 1986, HomeTrust Mortgage Company is a non-depository mortgage bank that offers an extensive suite of exceptional loan programs. Our in-house processing, underwriting, and closing departments ensure our customers receive the best loan program for their needs as well as a successful and consistent loan experience. Our history of growth and stability through market fluctuation is due in large part to our strength, flexibility and high volume of new and repeat business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Gallery

Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.