
Morgan Smith
Loan Officer | NMLS # 1120125

Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house pr...... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Morgan did an amazing job with our loan! She secured us an excellent interest rate and was always available for questions. Her communication and attention to detail were amazing! We highly recommend Morgan to anyone interested in purchasing...
read more
Reply from Morgan Smith
May 21st, 2026 05:52 PM
Thank you so much Catherine!! It was a pleasure working with you and Nick! Doing home loans for my best friends are my favorite loans to do!! I can't wait to come see your new beautiful home!! :)
Amazing attention to detail. She truly cares about the people she works with. All around vibes.
Reply from Morgan Smith
May 19th, 2026 06:19 PM
Thank you so much Austin!! Hope the home project is going well, looks like it is based on Sterling's videos!!
We had a wonderful experience working with Morgan on our Home Equity Loan as we prepare to add on to our home for our baby girl. From start to finish, she was incredibly responsive, always quick to answer our questions and keep things moving...
read more
Reply from Morgan Smith
May 13th, 2026 08:02 PM
Thank you so much for taking the time to leave me a review, I appreciate you!! Can't wait to see the house renovations for sweet baby girl!!!!
Morgan was with us every step of the way, And guided us with every question we had!
Thank You Morgan!
Reply from Morgan Smith
May 13th, 2026 08:01 PM
Edgar, I'm glad to hear that you felt supported throughout the process. Thank you for your kind words, and I'm pleased I could assist with all your questions.
Communication
Reply from Morgan Smith
April 21st, 2026 07:37 PM
Mike, I'm glad you found the communication effective. Thank you for taking the time to leave me a review, I appreciate it!
Consistent, honest communication and concern for information remaining current and accurate.
Reply from Morgan Smith
February 6th, 2026 05:14 PM
Thank you so much Alfonso for taking the time out of your day to leave me a review! I appreciate it and hope you are loving your new home!
Morgan was wonderful to work with. She helped answer all my questions throughout the loan process.
Reply from Morgan Smith
October 13th, 2025 04:10 PM
Thank you Ashlyn for taking the time to write a review for me, I appreciate you! You were wonderful to work with as well!! I hope you love your new home! :)
Good communication, answered all requests and emails
Reply from Morgan Smith
September 17th, 2025 03:25 PM
I appreciate your feedback, Fernando. I'm glad to hear that you felt well-informed and that communication was clear throughout the process. If you need anything else, feel free to reach out.
Morgan was AMAZING!! We had a very short closing window and she got everything taken care quickly and communicated great along the way! HIGHLY recommend!!
Reply from Morgan Smith
July 29th, 2025 09:43 PM
Thank you so much for writing such a nice review for me, I appreciate YOU!!! :)
all went well w transaction
Reply from Morgan Smith
April 28th, 2025 07:59 PM
Annette, thank you for taking the time to leave me a review, I really appreciate it! Thank you also for allowing and trusting me to be your mortgage lender. It was a pleasure working with you and Mark! I hope y'all enjoy your new condo! :)...
read more
10 of 150
About
Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful and consistent loan experience.
Products & Services
Mortgage Loan Officer
Search Rank ScoreLearn More →
132
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Hometrust Mortgage - Loan OfficerJan 1st, 2015 - Current
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1120125
Gallery

Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.