
Morgan Smith
Loan Officer | NMLS # 1120125

Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house pr... Show More
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Reviews from Web
Everything was easy. Between the portal /app for documents that were ready to be signed and Morgan emailing us and sometimes texting us that they were ready. My fiance was able to text her anytime if we had any questions and she was happy to...
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Morgan was knowledgeable, communicated throughout the process, and helped when I had question. She made the process flow easily and timely.
Reply from Morgan Smith
August 10th, 2026 05:26 PM
Wenda, I'm glad to hear that you found the process smooth and timely. Thank you for sharing your experience and for your kind words. It was a pleasure assisting you!
Morgan is always quick to respond to any of our questions and always has the best advice and guidence! As a second time home buyer, this is unfamiliar territory for me and my wife, and Morgan is always patient, helpful, and gracious in leading...
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Reply from Morgan Smith
August 3rd, 2026 04:13 PM
Josh, thank you so much for the 5-star review and your kind words! I appreciate you taking the time to leave me a review, it means a lot to me. Thank you again and I hope you and Dusti are enjoying your new home!
This is our 2nd or 3rd time working with Morgan - proof that she is great at what she does! She is responsive, communicative, and overall just easy to work with. We would 100% recommend Morgan to others and work with her in the future.
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Reply from Morgan Smith
July 15th, 2026 05:37 PM
Thank you for the review, Natalie, I appreciate you and Andrew trusting me with your home loan. Thank you so much for your repeat business, it means a lot to me! I hope y'all are loving your new home!
Morgan was there to answer all the questions I had as a first time home buyer . Greatly appreciate her help throughout the process .
Reply from Morgan Smith
July 14th, 2026 03:48 PM
Thank you for the review, Greyson and thank you for trusting me to be your loan officer, I appreciate it and hope you love your new home!!
Working with Morgan at Home Trust Mortgage was a wonderful experience. She was incredibly helpful throughout the entire mortgage process and always took the time to answer my questions with patience and professionalism. She kept me informed...
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Reply from Morgan Smith
July 6th, 2026 06:27 PM
Thank you so much Norma for taking the time to leave me such a nice, thoughtful review, I appreciate you so much! I hope you and your daughter are enjoying your new home! :)
Thanks again!
Very smooth. No stress.
Reply from Morgan Smith
June 24th, 2026 05:05 PM
Thank you so much for taking the time to leave me a review! I hope y'all are loving your new home!
Morgan was so sweet and helpful the whole way through the process. She was always there to answer my questions and keep my mind at ease. I will br be refering referring her to anyone who needs a home loan!
Reply from Morgan Smith
June 16th, 2026 05:05 PM
Thank you so much Ashlee for leaving me such a nice review, I really appreciate it! You are so sweet and were such a pleasure to work with. I hope y'all are loving your new home!! :)
Morgan did an amazing job with our loan! She secured us an excellent interest rate and was always available for questions. Her communication and attention to detail were amazing! We highly recommend Morgan to anyone interested in purchasing...
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Reply from Morgan Smith
May 21st, 2026 05:52 PM
Thank you so much Catherine!! It was a pleasure working with you and Nick! Doing home loans for my best friends are my favorite loans to do!! I can't wait to come see your new beautiful home!! :)
Amazing attention to detail. She truly cares about the people she works with. All around vibes.
Reply from Morgan Smith
May 19th, 2026 06:19 PM
Thank you so much Austin!! Hope the home project is going well, looks like it is based on Sterling's videos!!
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About
Since being founded in 1986, Hometrust Mortgage Company, a non-depository mortgage bank, has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful and consistent loan experience.
Products & Services
Mortgage Loan Officer
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Positions
- Hometrust Mortgage - Loan OfficerJan 1st, 2015 - Current
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1120125
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Disclaimer
Texas Consumer Complaint Disclosure Statement
Contact Information
Corporate Address:
Hometrust Mortgage Company
5353 W. Alabama, Suite 500
Houston, Texas 77056
Corporate Phone: (713) 369-4000
Corporate Email: info@hometrust.com
NMLS: 149932 (www.nmlsconsumeraccess.org)
Equal Housing Opportunity
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers in obtaining housing because of race, color, religion, sex/gender, disability, familial status, national origin, or any other protected classes under state or local law.
Licenses
Hometrust Mortgage Company conducts business only in the following states:
Alabama
Consumer Credit License #21469
(Other Trade Names: Home Mortgage of America, Inc )
Colorado
Mortgage Company Registration
(Other Trade Names:None)
Florida
Mortgage Lender Servicer License #MLD791
(Other Trade Names: Home Mortgage of America, Inc )
Georgia
Mortgage Lender License #24278
(Other Trade Names: HT Mortgage Company)
New Mexico
Mortgage Loan Company License #03476
(Other Trade Names: None)
Tennessee
Mortgage License #113075
(Other Trade Names: Home Mortgage of America, Inc )
Texas - SML
Mortgage Banker Registration
(Other Trade Names: None)
Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of this Website may be framed (iFrame) within another website without the approval of Hometrust Mortgage Company.
Texas Consumer Complaint Disclosure Statement
HOMETRUST MORTGAGE COMPANY IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST HOMETRUST MORTGAGE COMPANY SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.TEXAS.GOV OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.