Lake Ozark of the Ozarks, MO
Lake Ozark, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Lake of the Ozarks
Gerry did a great job thinking of the customers first. You can really trust what he suggests!
Reply from Owner
September 21st, 2025 12:00 AM
Thank you for the kind words, Sydney! We’re happy your experience with First State Bank Mortgage and Gerry went well!
for
Lake of the Ozarks
Great service! Our mortgage officer, Gerry Phillips, made getting a mortgage easy with very little stress. He also made sure we had the best loan, interest rate, and monthly payment based on our financial situation. He was easily accessible...
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Reply from Owner
September 21st, 2025 12:00 AM
Blake, thank you for the great review! We work hard to meet expectations like yours, and we’re happy to hear Gerry hit the mark for you. Please let us know if we can be of service in the future!
People still have to maintain there jobs through this process and dont need to receive emails from the home office of the bank every 10 minutes with list they need to accomplish immeadiately
Reply from Gerry Phillips
March 14th, 2025 03:03 AM
Hi Michael,I appreciate your feedback and understand how overwhelming it can be to receive constant emails with immediate tasks. At First State Bank of St. Charles, we're actively working on improving our communication process to ensure it...
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Wonderful and kind, he had the time and patience to deal with us ..we aren't computer savvy!! Very good to us.
Reply from Gerry Phillips
February 4th, 2025 05:14 PM
Jutta... you and Jimmy are a delight to work with. Now let's get your home on Twisted Oaks sold!!
Every question I had was answered in a timely manner. He always seemed like he was trying to help me instead of just trying to make a deal. Took time to educate me on the things I was unaware of and, made sure I understand fully everything...
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Reply from Gerry Phillips
January 16th, 2025 04:14 PM
Thanks, Gauge!
I am so happy for you in being able to keep your great grandmother's home in the family. You worked hard & followed the plan perfectly.
Nice job! I wish the best for you & your family always.
for
Lake of the Ozarks
Lake of the Ozarks has received a review with 5 star rating from Voidwaffle
Reply from Owner
September 21st, 2025 12:00 AM
Thank you for sharing your review with us!
for
Bill Beezley
Everything went as planned and communication was great.
Reply from Bill Beezley
January 7th, 2025 03:00 PM
Really appreciate your positive feedback, Thad! I'm glad to hear that everything went as planned and you were satisfied with our communication. That's always our goal at First State Bank of St. Charles. Looking forward to serving you in the...
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Gerry was great to work with. I would highly recommend him.
Reply from Gerry Phillips
December 23rd, 2024 04:11 PM
Leigh.... thank you!
We are so lucky to have You & Jody here at the Lake.
You 2 are a perfect reason why the Lake is so wonderful!
The memories you all create with family & friends will be unforgettably fantastic!
for
Lake of the Ozarks
Gerry was great to work with. I highly recommend him.
Reply from Owner
September 21st, 2025 12:00 AM
Leigh, thank you for your positive review!
I have purchased two homes using Gerry over the years and will never look anywhere else. Each time he was professional, and amazingly fast with everything he does. On the second home purchase he went so far above and beyond to secure my financing...
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Reply from Gerry Phillips
December 16th, 2024 04:02 PM
Louis... thank you so much for the super review comments. I really appreciate it!! I always look forward to working with you. You make things SO easy!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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