Lake of the Ozarks, Lake Ozark, MO
Lake Ozark, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kept us informed. Communication was great
Reply from Gerry Phillips
August 22nd, 2026 05:53 PM
Joe/Bernice... It was my pleasure to work with you to get to the finish line. I enjoyed our visits at your home and am hopeful everything turns out well for you both!
Gerry was very responsive to all our quesitons, no matter how dumb. He helped ensure we stayed on track and knew what to complete when. Thanks, Gerry!
Reply from Gerry Phillips
August 19th, 2026 06:41 PM
Thank you so much for the kind words! And for the record—there are no dumb questions when you’re making an important financial decision. 😊 I’m grateful for the opportunity to help keep everything clear, organized, and moving in the right direction....
read more
for
Lake of the Ozarks
Gerry is very knowledgeable, and an extremely hard worker! Call Gerry to find out the loan that works best for you.
Why would we be advised to take our business to another bank after Gerry had seen our borrowing credit? We had already moved into a post credit phase, whithin the application with Gerry & First State Bank,"then" we were advised to move from...
read more
Reply from Gerry Phillips
August 24th, 2026 02:26 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Gerry is very knowledgeable
Reply from Gerry Phillips
August 15th, 2026 04:36 PM
Hey, Laura... You know I adore you & Tony. Will miss you dearly, but know that you are going to love it in Clever so close to Sydney. I wish Tony the best at his new job & I'm sure you will be involved in your own thing before long!
Was always on top of everythin!
Reply from Gerry Phillips
August 8th, 2026 06:37 PM
Thanks, Jacob... for this being your 1st home purchase, you were amazing responsive and accurate in getting all the documentation cleared & processes covered timely. Nice job... and congratulations on your first home purchase! You deserve it......
read more
I felt comfortable and very confident in this experience!
Reply from Gerry Phillips
July 31st, 2026 02:16 PM
Thank you so much for the kind words! Helping you feel comfortable, informed, and confident throughout the mortgage process was incredibly important to me. It was truly a pleasure working side-by-side with you, and I’m grateful you trusted...
read more
We had a VERY long process for this loan. Gerry stuck with us and tried to work many avenues to help support us as we navigated a delicate sell.
Reply from Gerry Phillips
July 15th, 2026 04:02 PM
It was a delight & my pleasure working with you 2. I look forward to seeing you guys out & around the community. My door is always open!
Gerry is amazing! Very knowledgeable, very responsive , and does everything he possibly can to get the best for you-- everything you could hope for in a loan officer!
Reply from Gerry Phillips
July 1st, 2026 12:44 AM
Thank you so much for the kind words, Savannah! It was truly a pleasure working side-by-side with you, Verity, & Sarah through the mortgage process. You all did a phenomenal job!!I’m grateful for the opportunity to serve you, and I always want...
read more
for
Lake of the Ozarks
Lake of the Ozarks has received a review with 5 star rating from Savannah M
Reply from Owner
July 21st, 2026 12:00 AM
Savannah, thank you for the 5-star rating! We appreciate your trust in First State Bank Mortgage and look forward to helping you again in the future.
10 of 298
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
Disclaimer