

Lake Ozark of the Ozarks, MO
Lake Ozark, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Gerry was very helpful throughout the entire process. He gave great advise when determining what loan to proceed with .
Reply from Gerry Phillips
December 16th, 2024 04:04 PM
I am SO happy that you & Gretchen were able to find this home with so much family history. May God Bless your family, especially your new grand baby!
Gerry Phillips was extremely knowledgeable and helpful with our loan process. Everything went very smooth. I would recommend using him for your home loan!
Reply from Owner
July 31st, 2025 12:00 AM
Gretchen, thank you for the great review! We appreciate your recommendation!
Gerry is very knowledgeable and helpful!
Reply from Gerry Phillips
December 10th, 2024 04:26 PM
Thank you, Gretchen. I enjoyed working with you & Derek. Happy to hear your daughter and grand baby are doing OK... Hope you enjoy the closing gift waiting for you at Lake Buy.
The process was easy
Reply from Bill Beezley
December 15th, 2024 03:16 PM
I really appreciate the feedback and look forward to working with you again.
5 star and would recommend to
Reply from Gerry Phillips
December 9th, 2024 01:46 PM
You 2 were exceptional to work with. I wish you the very best & congratulations on your new Lake front home!
Very intelligent and has lots of experience, was able to get our deal done with no issues, and ahead of time.
Reply from Gerry Phillips
November 12th, 2024 01:40 PM
I am so delighted that you & Montana have your 1st home together! I wish you 2 all the Blessings for a wonderful future together!
Bill and Toni did a great job of communicating during the entire process from my initial call inquiring about rates, loan options, as well as completion of the required underwriting documentation needed. Establishment of our mortgage and closing...
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Reply from Bill Beezley
October 29th, 2024 02:55 PM
Thank you for taking the time to leave such a generous review. I'm thrilled to hear that you found the mortgage process and closing of your home's sale to be smooth. It was our pleasure to provide seamless support and make the experience enjoyable...
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Super easy loan
Reply from Bill Beezley
October 29th, 2024 02:48 PM
Thank you for the fantastic rating, Claudine! It's great to hear that your loan process was straightforward. Here at First State Bank of St. Charles, we aim to make banking as easy as possible for our customers. We appreciate your feedback....
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Great rate. Great service. Timely reply to phone and email.
Reply from Gerry Phillips
October 28th, 2024 06:38 PM
You and Teresa were magnificent, Kirby. looking forward to working together on your condo refinance once this economy mess gets turned around.
Gerry was genuine and attentive to our wants and needs. We were given guidance through every step of the application and process in a friendly and professional manner.
Reply from Gerry Phillips
October 25th, 2024 07:57 PM
You and Corky were extremely fun to work with. You got the process right away.... I was wondering who the loan officer was since you did such an amazing job!!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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