

Lake Ozark of the Ozarks, MO
Lake Ozark, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Gerry and Toni both are excellent communicators and we never felt left in the dark. They both stayed on top of things making this one of the easiest home buys we have ever had.
Reply from Gerry Phillips
June 6th, 2025 03:20 PM
That is SO kind of you... thanks! You & Cheryl were always on point and responsive the entire process. You were a true delight to work with!
This was the easiest home buying process we have ever experienced! The staff is beyond excellent and we will definitely be recommending them to friends and family.
Reply from Owner
September 21st, 2025 12:00 AM
Cheryl, we are glad to have earned your recommendation! Thank you for placing your trust in us!
Gerry explained details on the ins/outs for each part of the process and was very detailed in what was needed making the transaction smooth.
Reply from Gerry Phillips
June 4th, 2025 12:50 AM
You did a GREAT job, Anastasia.... I really enjoyed working with you!
Gerry is both professional and personable. He went above and beyond to help me through this process. Toni was amazing at double checking everything.
Reply from Gerry Phillips
June 2nd, 2025 05:25 PM
Julie... you and Fate are good friends and were delightful to work with.
I wish you the best in all you guys do.
You have a wonderful family and I'm so happy to knwo and be associated with you all!
Not traveling to close and then not closing! Had several closing dates . And, bank contacted our insurance company directly to ask that our insurance be increased thankfully the insurance company contacted us to discuss .
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Reply from Bill Beezley
May 31st, 2025 08:48 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Gerry was easy to work with prompt to repsond and understood everythign that we wanted to do and needed to have in place to get things completed. He was a huge help and a wealth of knowledge on every question we had even if it didnt directly...
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Reply from Gerry Phillips
May 21st, 2025 08:09 PM
Thanks, Chris... you and Angela were absolutely golden & a delight to work with.
Bill made this quick and efficient as possible!
Reply from Bill Beezley
May 5th, 2025 02:54 PM
I'm glad to hear that the process was quick and efficient for you. It was a pleasure assisting you at First State Bank of St. Charles. Thank you for your positive feedback, Eric.
The knowledge that Gerry has and his guidance throughout the whole process
Reply from Gerry Phillips
April 7th, 2025 02:15 AM
Cynthia... you and Brandon were so GREAT to work with. It was my pleasure & privledge to work with you both!
He was always willing to answer our questions. He found time for us, and made sure that we got the an excellant loan and interest rate. We wouldn't of been able to get the house of our dreams without Gerry!
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Reply from Gerry Phillips
March 16th, 2025 08:11 PM
Blake... You & Sydney have a terrific application and were a breeze to work with. You worked through the home buying process like CHAMPS! Hope you enjoyed your closing gifts I gave to your Mother-In-Law to deliver to you... sure hope she didn't...
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Gerry did an awesome job making sure that everything we needed was there for closing. The entire time he looked out for what was best for the client, and due to that, my husband and I trusted Anything he suggested ! couldn't suggest anyone...
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Reply from Gerry Phillips
March 16th, 2025 08:12 PM
Sydney...You & Blake were such a delight to work with.You just rolled on in cruise control and tackled the homebuying process with ease.... a very nice job!!Hope your mother didn't eat the cookies that were in your closing gift bag!! LOL
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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