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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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5 Star
97%
4 Star
3%
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1%
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Reviews from Web
  • A
    Alyxandria M
    Chickamauga, GA
    Posted on November 6th, 2025 11:39 AM
    She really helped me throughout the whole process. Any questions I had she would answer them or find the answers to them. Couldn't ask for a better lender
    Reply from Karen Sims
    November 10th, 2025 03:15 PM
    I'm pleased to know that I could support you throughout the process, Alyxandria. Answering your questions and finding the right information for you is something I aim to prioritize. It's wonderful to hear that you felt well-assisted as your...
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  • for
    Chad Harris IV
    Encompass
    M
    Mary A H
    Ooltewah, TN
    Posted on October 28th, 2025 01:16 PM
    Chad is so knowledgeabl, always available for any questions. Ty Chad!!!
    Reply from Chad Harris IV
    October 31st, 2025 03:02 PM
    Your appreciation for my availability and expertise means a lot. I'm glad I could help you with your latest mortgage, as well as all the others. Thank you for sharing your experience!
  • V
    Vicki D
    Rossville, GA
    Posted on October 27th, 2025 07:35 PM
    Jessica is SUPER knowledgeable. Her communication with me and my client was excellent. She was there every step of the way with these first time homebuyers. Highly recommend Jessica and her team. VERY PROFESSIONAL.
    Reply from Jessica Upshaw
    October 30th, 2025 07:38 PM
    It's a pleasure to read your review, Vicki. I'm glad to know that you found my knowledge and communication helpful during the process. Working with first-time homebuyers is something I genuinely enjoy, and ensuring clear communication every...
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  • for
    Chad Harris IV
    Encompass
    J
    Joseph K H
    Ooltewah, TN
    Posted on October 26th, 2025 07:23 PM
    Chad made this stressful transaction very smooth. We have always used Chad when financing or re-financing a mortgage, because he does such a great job making is easy on us.
    Reply from Chad Harris IV
    October 27th, 2025 01:30 PM
    Thank you, Mr. H. It is always a pleasure to work with you and your wife. It takes a great client to make the process go smoothly. Thank you for trusting me with all you mortgage needs for the last 20+ years. Chad
  • D
    Dustin S D
    Rossville, GA
    Posted on October 26th, 2025 02:04 PM
    Jessica was patient and very insightful and would go above and beyond to work with our situation and schedule.
    Reply from Jessica Upshaw
    October 29th, 2025 02:04 PM
    I appreciate your kind words, Dustin. It's great to know that my patience and insights were helpful to you. I'm committed to making the process as accommodating as possible for everyone I work with. If there's anything else you need in the...
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  • R
    Richard C W
    Rock Spring, GA
    Posted on October 25th, 2025 10:34 PM
    Process clearly communicated through entire financial process .
    Reply from Karen Sims
    October 29th, 2025 07:12 PM
    I'm grateful for your positive feedback, Richard. Ensuring that the process is communicated clearly is something I prioritize, so I'm pleased to hear it was helpful for you. If you have any further questions or need assistance in the future,...
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  • M
    Mary A H
    Chattanooga, TN
    Posted on October 24th, 2025 11:27 PM
    Everyone was very helpful and efficien throughout the whole process!
    Reply from Jessica Upshaw
    October 28th, 2025 03:27 PM
    I'm pleased to hear that you found the process both helpful and efficient, Mary. Your positive experience is important to me, and I'm here if you have any future questions or need further assistance.
  • B
    Brittany C
    Rock Spring, GA
    Posted on October 24th, 2025 02:47 PM
    Karen and the team are the best to work with! Answered all the questions, gave solutions to any situation that came up and always produced the results wanted and needed in the end! Couldn't recommend her enough!
    Reply from Karen Sims
    October 27th, 2025 02:49 PM
    Brittany, thank you for your thoughtful review. It's great to hear that everything went smoothly and that the support provided met your expectations. I'm glad I could assist with your questions and provide effective solutions. Your recommendation...
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  • G
    Glenn S
    Chattanooga, TN
    Posted on October 24th, 2025 11:26 AM
    I felt that Jessica knew her work well enough that she could do it with ease while also able to look past it and engage me as a person, seeing the larger human picture. I am grateful for her help and relatability.
    read more
    Reply from Jessica Upshaw
    October 27th, 2025 02:24 PM
    Thank you, Glenn, for sharing such thoughtful feedback. I'm glad to hear that my approach resonated with you and that I could offer both professional expertise and personal engagement. If you have any further questions or need assistance in...
    read more
  • S
    Sherry J W
    Rock Spring, GA
    Posted on October 23rd, 2025 02:17 PM
    Katen was very communicative and answered all our questions she offered advice and explained all procedures
    Reply from Karen Sims
    October 27th, 2025 02:54 PM
    Your feedback is really appreciated. I'm glad to know that my communication and assistance were helpful to you. Offering guidance and explaining each step is an important part of my approach, so it's encouraging to hear this made an impact....
    read more
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.