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Donald Oakes - Sr. Loan Officer | NMLS# 150317|GA: 28013| TN: 108081 in Chattanooga, TN

Donald Oakes

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Sr. Loan Officer | NMLS# 150317|GA: 28013| TN: 108...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    J
    Jerome P
    Soddy Daisy, TN
    Posted on August 6th, 2026 12:38 PM
    Great communication, expert advice, and a friendly approach as though we had known each other for many years even though we had just met.
    Reply from Donald Oakes
    August 6th, 2026 03:06 PM
    Jerry, thank you for the nice review ! I enjoyed getting to know you and hope you enjoy that lake house for many years to come ! Don
  • Encompass
    B
    Billy W
    Soddy Daisy, TN
    Posted on August 6th, 2026 11:52 AM
    Alwasy know i can count on awesome service and honest representation
    Reply from Donald Oakes
    August 6th, 2026 03:08 PM
    Thanks Billy. I know Jerry appreciated your work and advice on this one savings him thousands of dollars ! Don
  • Encompass
    D
    Douglas A E
    Chattanooga, TN
    Posted on July 17th, 2026 05:20 PM
    Don advised me from the start and was always available for questions. He kept me updated during the entire process.
    Reply from Donald Oakes
    July 20th, 2026 05:20 PM
    Douglas, I appreciate your kind words and am pleased to hear that my advice and availability were helpful throughout the process. Keeping you updated was important to me, and I'm glad it contributed to your experience. If you have any more...
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  • Encompass
    L
    Lorry A
    Soddy Daisy, TN
    Posted on July 17th, 2026 01:41 PM
    It closed :) Thank you
    Reply from Donald Oakes
    July 20th, 2026 01:42 PM
    Lorry, I'm grateful for your message and happy to hear that everything closed successfully. Thank you for trusting me throughout the process!
  • Encompass
    B
    Barbara M
    Rossville, GA
    Posted on July 17th, 2026 11:16 AM
    Very helpful in every aspect of the process
    Reply from Donald Oakes
    July 20th, 2026 06:47 PM
    Barbara, I'm thankful for your kind words and pleased to know that I could assist you in every aspect of the process. If you have any further questions or need assistance in the future, please feel free to contact me.
  • Encompass
    K
    Kelsey R
    Chattanooga, TN
    Posted on June 22nd, 2026 12:47 PM
    Don gave great advice and explained each step!
    Reply from Donald Oakes
    June 25th, 2026 12:47 PM
    Kelsey, I appreciate your feedback and am glad to hear that my advice and step-by-step explanations were helpful for you. If you have any more questions or need further assistance, please don't hesitate to reach out.
  • Encompass
    T
    Tyler R R
    Rossville, GA
    Posted on June 19th, 2026 12:21 AM
    So friendly and welcomin. He was very understanding of our age with how little we know and helped/ guided us so much along the way
    Reply from Donald Oakes
    June 19th, 2026 12:56 AM
    Tyler and Sydney, thank you for the nice review! I enjoyed getting to know you and know you and the kids will enjoy the new house ! Don
  • Encompass
    M
    Marzee L T
    Rossville, GA
    Posted on June 15th, 2026 03:01 PM
    I'm in a home I love and at a great price too
    Reply from Donald Oakes
    June 15th, 2026 03:13 PM
    Marzee, thanks for the nice review! I enjoyed getting to know you and hope you enjoy that home for a long time ! Don
  • Encompass
    M
    Makenna R
    Chattanooga, TN
    Posted on June 15th, 2026 12:28 PM
    Don was extremely helpful to me and my wife during our purchasine process
    Reply from Donald Oakes
    June 15th, 2026 03:18 PM
    Makenna and Kelsey, thank you for the nice review ! I appreciated working with both of you on this home purchase and know you will enjoy that home for a long time ! (And that nice big yard for your son !) Don
  • Encompass
    B
    Billy W
    Rossville, GA
    Posted on June 3rd, 2026 11:24 AM
    Don was amazing in helping my first time buyers buy their first home for almost no miney down Truly amazing
    Reply from Donald Oakes
    June 8th, 2026 08:21 PM
    Billy, I'm glad to know I could assist your first-time buyers in purchasing their home with minimal money down. It's wonderful to be part of such an important milestone. Thank you for your kind words!
  • 10 of 257
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Branch Mananger
      Feb 1st, 2018 - Current
    • Cunningham and Company Mortgage Bankers - Branch Manager
      Nov 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150317,GA: 28013, TN: 108081
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.