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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
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closed
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5 Star
97%
4 Star
3%
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1%
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Reviews from Web
  • A
    Ashley K
    Valley Head, AL
    Posted on November 7th, 2026 12:44 PM
    Karen was speedy and accurate. She worked very hard to get us to the closing table on time. We made it! She did a wonderful job.
  • D
    Deanna L B
    Flat Rock, AL
    Posted on November 4th, 2026 12:06 PM
    Karen was just easy to talk to. She kept me informed on next stages of our process. Kept me motivated when I struggled to understand why it took so long. She is precious and I appreciated her being personable.
  • A
    Anthony A M
    Chattanooga, TN
    Posted on November 4th, 2026 11:47 AM
    I felt like everyone had my best interest at heart. Trustworthy!
  • C
    Casey J R
    Stevenson, AL
    Posted on November 2nd, 2026 07:23 PM
    Karen was great, explained every step of the process and made it easy for a first time home buyer to understand. 10 out 10 experience!
    Reply from Karen Sims
    November 5th, 2026 07:23 PM
    Casey, I'm glad to hear that you had a great experience and found my explanations helpful throughout the home buying process. At Highlands Residential Mortgage, Ltd., making the journey easy to understand for first-time buyers is something...
    read more
  • L
    Lee K F
    Loudon, TN
    Posted on October 31st, 2026 07:39 PM
    Michelle can take a difficult loan situation and make it seem easy. She always works to find an answer or create a path forward. She keeps all parties informed with near immediate response times!!
    Reply from Michelle Luke
    November 3rd, 2026 07:40 PM
    I'm grateful for your kind words, Lee. It's my goal to make the loan process as smooth as possible, and I'm pleased to hear that you felt informed and supported throughout. Thank you for choosing Highlands Residential Mortgage, Ltd.
  • T
    Traevin M P
    Ringgold, GA
    Posted on October 29th, 2026 01:16 PM
    Michelle went above and beyond to get us approved for our loan. She made the home buying process easy to understand and seamless.
    Reply from Michelle Tennyson
    November 2nd, 2026 06:21 PM
    I'm glad to hear that I could make the home buying process easy and seamless for you, Traevin. At Highlands Residential Mortgage, Ltd., going above and beyond to assist our clients is something I strive for. Thank you for your kind words.
  • T
    Teresa A M
    Etowah, TN
    Posted on October 25th, 2026 04:42 PM
    Lisa was amazing, as well as the other Highland staff. I will definitely use them for my refinance and refer them to my family and friends. Thank you for all of your help and support during my home buying experience.
    Reply from Lisa Calfee
    October 28th, 2026 04:43 PM
    Teresa, I'm grateful for your kind words and am pleased to hear about your positive experience with both me and the team at Highlands Residential Mortgage, Ltd. Thank you for considering us for future refinancing and referrals; it's wonderful...
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  • D
    Dylan Q M
    Rising Fawn, GA
    Posted on October 17th, 2026 07:11 PM
    The ease of the home buying process and great communication.
    Reply from Karen Sims
    October 20th, 2026 07:11 PM
    Dylan, I'm pleased that you found the home buying process easy and appreciated the great communication. At Highlands Residential Mortgage, Ltd., making the experience smooth and clear is always a priority for me.
  • H
    Harold R H
    Soddy Daisy, TN
    Posted on October 16th, 2026 04:01 PM
    Awesome people
    Reply from Donald Oakes
    October 16th, 2026 04:12 PM
    Rob, thank you for the nice review ! I really appreciate you and Bonnie allowing me to be of service on this mortgage request. And now I also have a new painting contact ! Don
  • A
    Alexander J H
    Ooltewah, TN
    Posted on October 14th, 2026 05:19 PM
    Overall feel, commitment and attitude they treated it like they were buying their own house and made sure all I's were dotted and T's crossed so the experience went smoothly
    Reply from Donald Oakes
    October 14th, 2026 06:11 PM
    AJ and Destiny, thank you for the nice review ! It was great to get to the finish line and make that home yours ! I appreciate you giving me the opportunity to help you. Don
  • 1–10 of 2344
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.