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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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  • S
    Scott A B
    Salem, AL
    Posted on September 15th, 2026 06:39 PM
    minimum ten characters.
  • R
    Renee D
    Salem, AL
    Posted on September 15th, 2026 04:54 PM
    I absolutely LOVED working with Karen! She responded promptly to emails and answered all of my questions. She communicated with my clients and explained everything they needed to know and do. She is a joy to work with!
  • M
    Mary L B
    Salem, AL
    Posted on September 15th, 2026 11:39 AM
    Karen was professional, kind, and supportive. She is unbelievably responsive and willing to take the time to address questions and she is an active listener. I wouldn't hesitate to request her services and would highly recommend her.
    read more
  • M
    Morgan C J
    Trenton, GA
    Posted on September 10th, 2026 08:25 PM
    great communication and professionalism!
    Reply from Karen Sims
    September 14th, 2026 08:18 PM
    Morgan, I appreciate your kind words about my communication and professionalism. It's wonderful to know that you had a positive experience.
  • A
    Alicia M
    Tellico Plains, TN
    Posted on September 9th, 2026 12:12 PM
    Lisa is a pleasure to work with. Her honesty and integrity are top tier. Our loan was for an investment property and she ran numbers, gave us different options, and got the Clear to Close in under 30 days! I will recommend her to all my friends...
    read more
    Reply from Lisa Calfee
    September 14th, 2026 02:01 PM
    Alicia, I appreciate your kind review and am glad to hear that you were satisfied with the service I provided. It's great to know that the process was smooth and efficient for your investment property. Thank you for your recommendations!
  • V
    Vicki D
    Ringgold, GA
    Posted on September 8th, 2026 05:53 PM
    Jessica is always a wealth of knowledge. She goes up and beyond for all of my clients. THANK YOU!
    Reply from Jessica Upshaw
    September 11th, 2026 05:54 PM
    Vicki, I appreciate your kind words and am glad to know that I could be a valuable resource for you and your clients. Thank you for your trust and support!
  • J
    Jeffrey R H
    Signal Mountain, TN
    Posted on September 8th, 2026 01:55 PM
    Jessica and her team are knowledgable, responsive, and were amazing to work with on my new construction project. Would recommend!
    Reply from Jessica Upshaw
    September 11th, 2026 01:56 PM
    Jeffrey, I'm happy to hear that you found my team and me knowledgeable and responsive during your new construction project. Your recommendation means a lot to us, and if there's anything else we can help with, please feel welcome to reach out....
    read more
  • M
    Matt L
    Flintstone, GA
    Posted on September 7th, 2026 05:39 PM
    Michelle was incredibly responsive and clearly explained each step of the process.
    Reply from Michelle Tennyson
    September 10th, 2026 05:40 PM
    I'm happy to know that you found my responsiveness helpful and that the explanations were clear for each step of the process. Thank you for sharing your experience, Matt.
  • R
    Richard L
    Ringgold, GA
    Posted on September 7th, 2026 01:37 PM
    The process was easy
    Reply from Jessica Upshaw
    September 10th, 2026 01:38 PM
    Richard, I'm grateful for your feedback and pleased to hear that the process was easy for you. If there's anything else I can assist with, please feel free to reach out.
  • A
    Abby A
    Chattanooga, TN
    Posted on September 7th, 2026 12:30 PM
    Jessica did a great job for our mutual client and her team kept things moving smoothly!
    Reply from Jessica Upshaw
    September 10th, 2026 02:31 PM
    Abby, I'm glad to hear that you had a positive experience with my team and me. Keeping the process smooth for our mutual client is always a top priority.
  • 10 of 2324
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.