Experience.com
Karen Sims's Cover Image
Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

ClaimedPro

Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

4.97
(442)
Company Logo
I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre...... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
Overall Ratings
4.97
(442)
Filter by Date
Range
Filter by Rating
Reviews from Web
  • 5.0
    Encompass
    C
    Cameron L A
    Rainsville, AL
    Posted on May 29th, 2026 10:11 AM
    How quick and easy it was, with her being in top of everything .
    Reply from Karen Sims
    June 1st, 2026 04:36 PM
    Cameron, I'm pleased to hear that you found the process quick and easy. It's great to know that my efforts to stay on top of everything made a positive impact. If you have any more questions or need assistance, please feel free to reach out....
    read more
  • 5.0
    Encompass
    L
    Lauren L
    Trenton, GA
    Posted on May 19th, 2026 11:33 AM
    Karen was so helpful in explaining the loan process as well as everything I'd need to successfully secure financing. I would recommend working with her to anyone!
    Reply from Karen Sims
    May 22nd, 2026 04:17 PM
    Lauren, I'm grateful for your kind words and for recommending me to others. I'm pleased to hear that my explanations helped you understand the loan process and secure financing. If you have any more questions or need further assistance, feel...
    read more
  • 5.0
    Encompass
    J
    Jennifer H
    Lafayette, GA
    Posted on May 12th, 2026 11:14 AM
    Karen is amazing . Great response time to any questions or concerns and kept me updated throughout the entire process
    Reply from Karen Sims
    May 15th, 2026 06:26 PM
    Jennifer, I appreciate your kind words about my responsiveness and communication. I'm glad to know you felt informed and supported throughout the process. If you have any further questions or need assistance, please feel free to reach out.
  • 5.0
    Encompass
    M
    Macy F
    Hixson, TN
    Posted on May 2nd, 2026 09:41 PM
    Karen is the best! She makes the process so easy and is always available to answer questions!
    Reply from Karen Sims
    May 6th, 2026 08:09 PM
    Macy, thank you for your kind words. I'm glad to hear that you found the process easy and felt supported with your questions. If you have any more inquiries or need further assistance, feel free to reach out anytime.
  • 5.0
    Encompass
    B
    Brandon F
    Hixson, TN
    Posted on May 1st, 2026 11:28 AM
    Everything top to bottom was quick, efficient, and incredible! Karen is the best of the best, she is always friendly, reliable, and helpful
    Reply from Karen Sims
    May 4th, 2026 05:30 PM
    Brandon, I appreciate your positive feedback and am glad to hear that you found the process quick and efficient. It's appreciated to know that my reliability and friendliness made a good impression. If you ever need anything else, I'm here...
    read more
  • 5.0
    Encompass
    B
    Blake A S
    Soddy Daisy, TN
    Posted on April 30th, 2026 01:18 PM
    Great communication, answered all my questions & worked through all of my specific issues with this particular purchase/finance.
    Reply from Karen Sims
    May 4th, 2026 03:34 PM
    Blake, I appreciate your feedback and am glad that my communication and assistance were helpful with your purchase and financing. If you have any more questions or need further help, please feel free to reach out.
  • 5.0
    Encompass
    H
    Haley T
    Hixson, TN
    Posted on April 29th, 2026 11:48 AM
    Karen is quick to respond and gets us to the closing table everytime! She is great at what she does.
    Reply from Karen Sims
    May 4th, 2026 04:20 PM
    Haley, I'm grateful for your kind words and pleased to know that my responsiveness and efforts have been valuable in reaching the closing table consistently. If there's anything more I can do for you, please let me know.
  • 5.0
    Encompass
    C
    Cecilia G
    Lafayette, GA
    Posted on April 29th, 2026 11:41 AM
    All my questions were answered right away and was explained very well
    Reply from Karen Sims
    May 4th, 2026 04:18 PM
    Cecilia, I'm pleased to hear that all your questions were answered promptly and clearly. It's important to me that you feel informed and comfortable throughout the process. If there's anything else you need, please don't hesitate to reach out....
    read more
  • 5.0
    Encompass
    R
    Ruth E K
    Albertville, AL
    Posted on April 27th, 2026 12:51 PM
    my husband received ample support and communication from Karen when we had questions. The paperwork was done on a timely manner.
    Reply from Karen Sims
    April 30th, 2026 12:51 PM
    Ruth, I'm glad to know that you and your husband felt supported and well-informed throughout the process. It's great to hear that the paperwork was handled promptly. If you have any more questions or need further assistance, feel free to reach...
    read more
  • 5.0
    Encompass
    B
    Brittany M
    Pisgah, AL
    Posted on April 27th, 2026 11:57 AM
    The communication to me made all the difference. The way I was able to call and text with my questions.
    Reply from Karen Sims
    April 30th, 2026 02:03 PM
    Brittany, I appreciate you highlighting the importance of communication in your experience. I'm glad that being able to call and text made a difference for you. If you have any more questions or need further assistance, feel free to reach out....
    read more
  • 10 of 442
    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    357
    /850
    Search Rank Score
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.