

Karen Sims
Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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I absolutely LOVED working with Karen! She responded promptly to emails and answered all of my questions. She communicated with my clients and explained everything they needed to know and do. She is a joy to work with!
Karen was professional, kind, and supportive. She is unbelievably responsive and willing to take the time to address questions and she is an active listener. I wouldn't hesitate to request her services and would highly recommend her.
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great communication and professionalism!
Reply from Karen Sims
September 14th, 2026 08:18 PM
Morgan, I appreciate your kind words about my communication and professionalism. It's wonderful to know that you had a positive experience.
Thi was as a rough experience for us buying our new home with no fault of Karen's. Karen went above and beyond to help us get through this. We would highly recommend Karen for anyone looking to get financing. All I can say is Karen was there...
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Reply from Karen Sims
September 7th, 2026 07:23 PM
Debra, I'm grateful for your kind words and understanding during what was a challenging process. It's great to know that I could support you from start to finish. Thank you for recommending me, and I'm happy I could help with your home financing...
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Always a great experience working with Karen!
Reply from Karen Sims
August 3rd, 2026 03:53 PM
Chase, I'm glad to hear that you always have a great experience working with me. Your satisfaction is very important to me, and I look forward to continuing to assist you in the future.
Karen Sims couldn't have been any nicer. She helped through out the whole process and answered all my questions with curtsey and compassion. I would highly recommend her to everyone. Thank you again Karen and all Highland Mortgage employees...
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Reply from Karen Sims
August 3rd, 2026 07:45 PM
Kathryn, thank you so much for your kind words. I'm pleased to know that I could assist you throughout the process with courtesy and compassion. Your recommendation means a lot to me, and I'm grateful for the opportunity to help secure your...
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Very professional and kept me updated throughout the process.
Reply from Karen Sims
July 14th, 2026 02:30 PM
Brenda, I'm grateful for your kind words. I'm happy to hear that you felt well-informed and appreciated the professionalism throughout the process. If there's anything more I can assist you with, please don't hesitate to reach out.
As a Realtor, I refer all of my clients to Karen Sims. I know my clients will be very well taken care of. I never worry about the process with Karen. She is on top of everything. My clients brag how easy the process is with her. She keeps me...
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Reply from Karen Sims
July 14th, 2026 08:01 PM
Rebecca, I truly appreciate your trust and support in referring your clients to me. It's wonderful to hear that the process has been smooth and that my updates have been helpful for both you and your clients. I'm grateful for the opportunity...
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As young first time homebuyers . Karen made the process very smooth and explain everything to me in a way I could understand . She is quick to respond and very easy to work with.
Reply from Karen Sims
July 7th, 2026 01:23 PM
Hannah, I'm pleased to know that I could help make the process smooth and understandable for you as a first-time homebuyer. It was a pleasure working with you, and I'm here if you have any more questions or need further assistance.
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About
I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
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