Karen Sims
Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...
I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
Karen was very respnsive to emails, and kept the process movung along very smoothly.
Made the process easy. Answered every question I had and, if I wasn't sure about her answer, explained it so I could. Couldn't have asked for a better experience. Even our realtor spoke highly of how our loan was handled during closing. I had...
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Karen was speedy and accurate. She worked very hard to get us to the closing table on time. We made it! She did a wonderful job.
Karen was just easy to talk to. She kept me informed on next stages of our process. Kept me motivated when I struggled to understand why it took so long. She is precious and I appreciated her being personable.
Reply from Karen Sims
November 9th, 2026 09:16 PM
Deanna, I'm glad to know that you found it easy to communicate with me and that I could keep you motivated during the process. At Highlands Residential Mortgage, Ltd., being personable and informative is what I strive for. Thank you for your...
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Karen was great, explained every step of the process and made it easy for a first time home buyer to understand. 10 out 10 experience!
Reply from Karen Sims
November 5th, 2026 07:23 PM
Casey, I'm glad to hear that you had a great experience and found my explanations helpful throughout the home buying process. At Highlands Residential Mortgage, Ltd., making the journey easy to understand for first-time buyers is something...
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The ease of the home buying process and great communication.
Reply from Karen Sims
October 20th, 2026 07:11 PM
Dylan, I'm pleased that you found the home buying process easy and appreciated the great communication. At Highlands Residential Mortgage, Ltd., making the experience smooth and clear is always a priority for me.
10/10 would recommend
Reply from Karen Sims
October 6th, 2026 02:29 PM
Spencer, I'm happy to know you would recommend my services. At Highlands Residential Mortgage, Ltd., providing a great experience is always our goal.
minimum ten characters.
Reply from Karen Sims
September 18th, 2026 06:40 PM
Scott, I'm pleased to know you had a positive experience working with me. At Highlands Residential Mortgage, Ltd., ensuring our clients' satisfaction is a top priority. Thank you for your kind words.
I absolutely LOVED working with Karen! She responded promptly to emails and answered all of my questions. She communicated with my clients and explained everything they needed to know and do. She is a joy to work with!
Reply from Karen Sims
September 18th, 2026 04:55 PM
Renee, I'm glad to hear that you loved working with me and found my communication helpful. It's important to me that both you and your clients have all the information needed throughout the process. At Highlands Residential Mortgage, Ltd.,...
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Karen was professional, kind, and supportive. She is unbelievably responsive and willing to take the time to address questions and she is an active listener. I wouldn't hesitate to request her services and would highly recommend her.
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Reply from Karen Sims
September 18th, 2026 03:38 PM
Mary, thank you for your kind words. I'm pleased to hear that you found my support and responsiveness helpful. At Highlands Residential Mortgage, Ltd., we strive to provide the best service possible, and I'm glad I could assist you.
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About
I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
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