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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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8:30 AM to 5 PM
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5 Star
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Reviews from Web
  • J
    Johanna G L
    Chattanooga, TN
    Posted on January 30th, 2026 03:30 PM
    Karen was very responsive to all my questions. She was amazing at walking me through this process!
    Reply from Karen Sims
    February 2nd, 2026 03:31 PM
    I'm pleased that the support I provided was helpful for you, Johanna. Being responsive and guiding you through the process effectively were my priorities. If there's anything else you need or any questions that arise, feel free to reach out....
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  • P
    Paul A G
    Trenton, GA
    Posted on January 24th, 2026 08:21 PM
    From the beginning of the loan process there was constant communication, gentle nudges when needed and friendly responses to all my questions . I couldn't have asked for more.
    Reply from Jessica Upshaw
    January 27th, 2026 08:22 PM
    Paul, I appreciate your kind words. It's great to know that the communication throughout the loan process met your needs and that you felt supported. If you have any further questions or need assistance in the future, I'm here to help.
  • M
    Michael C M
    Chickamauga, GA
    Posted on January 23rd, 2026 02:43 PM
    Jessica made sure to be available to advice and answer questions from the minute we contacted her. She is extremely professional, yet personable and eased all our anxiety. Our end of things seemed effortless due to the diligent work on her...
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    Reply from Jessica Upshaw
    January 26th, 2026 02:44 PM
    Michael, I'm really pleased that I could ease your concerns and be there to answer your questions from the start. Maintaining a professional yet approachable service is something I strive for. It's satisfying to know that my efforts made your...
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  • J
    Jade C M
    Ooltewah, TN
    Posted on January 21st, 2026 11:03 AM
    Overall experience as first homebuyer is great.
    Reply from Jessica Upshaw
    January 26th, 2026 07:55 PM
    Jade, I'm glad to hear that your first homebuying experience was great. It was a pleasure assisting you during this important milestone. If you have any future questions or need further assistance, feel free to get in touch.
  • T
    Tara L M
    Chattanooga, TN
    Posted on January 19th, 2026 07:08 PM
    Karen is a pleasure to work with - always very responsive and pleasant.
    Reply from Karen Sims
    January 22nd, 2026 07:09 PM
    Thank you for sharing your thoughts, Tara. I'm glad to know that my responsiveness and approach made your experience a positive one. If you need any further assistance or have questions in the future, please feel free to get in touch.
  • K
    Kristle A M
    Ooltewah, TN
    Posted on January 19th, 2026 03:06 PM
    Very helpful and thorough in explaning .
    Reply from Jessica Upshaw
    January 22nd, 2026 03:07 PM
    Kristle, I'm pleased to hear that you found my explanations helpful and thorough. Providing clarity during the process is important to me. If you have any more questions or if there's anything else I can assist you with, don't hesitate to reach...
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  • D
    David A Z
    Ooltewah, TN
    Posted on January 17th, 2026 01:57 PM
    Jessica had great advice. She was very thorough, honest, and quick to respond to any questions. She made me very comfortable and confident in my choice and the timing to refinance. Jessica made great recommendations along the way. She is very...
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    Reply from Jessica Upshaw
    January 20th, 2026 01:57 PM
    David, I'm pleased to know that my advice and recommendations were helpful during your refinancing process. Ensuring that my clients feel comfortable and confident in their decisions is a priority for me. It's great to hear that you felt supported...
    read more
  • M
    Matthew S
    Benton, TN
    Posted on January 16th, 2026 02:17 AM
    We received prompt responses to questions even if they seemed little confusing at times. She helped make the process much easier and simpler.
    Reply from Jessica Upshaw
    January 19th, 2026 02:40 PM
    Matthew, I'm glad to hear that I could make the process easier and provide prompt responses to your questions. It's important to me that everything is clear and straightforward for my clients. If there's anything else you need assistance with,...
    read more
  • R
    Rachael S
    Benton, TN
    Posted on January 13th, 2026 01:43 PM
    Timely and relatively
    Reply from Jessica Upshaw
    January 16th, 2026 01:44 PM
    Thank you for the positive feedback, Rachael. If there's anything else I can assist you with or any questions you have, please feel free to get in touch.
  • C
    Connie L B
    Hixson, TN
    Posted on January 13th, 2026 11:21 AM
    She communicated with me and kept me updated!
    Reply from Jessica Upshaw
    January 16th, 2026 03:04 PM
    Connie, I'm glad to hear that you appreciated the communication and updates throughout the process. Keeping clients informed is very important to me. If you have any other questions or need further assistance, please feel free to reach out.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.