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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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closed
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8:30 AM to 5 PM
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5 Star
97%
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3%
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Reviews from Web
  • L
    Lee A H
    Hixson, TN
    Posted on January 9th, 2026 01:24 PM
    Very smooth from start to finish!
    Reply from Jessica Upshaw
    January 12th, 2026 04:38 PM
    I'm pleased to know that everything went smoothly from start to finish, Lee. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
  • B
    Brianna B
    Ringgold, GA
    Posted on January 7th, 2026 06:12 PM
    Karen made our home buying experience less scary. She is very sweet and kind. Karen was every helpful with explaining everything clearly. Karen truly cares about her clients.
    Reply from Karen Sims
    January 12th, 2026 07:12 PM
    I appreciate your kind words, Brianna. It's important to me that your home buying experience felt manageable and reassuring. I'm glad I could help by explaining everything clearly. Your comfort and understanding throughout the process are always...
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  • T
    Trinity L D
    Cleveland, TN
    Posted on December 30th, 2025 02:46 PM
    Everything from start to finish!
    Reply from Jessica Upshaw
    January 2nd, 2026 02:46 PM
    It's great to hear that everything went smoothly from start to finish, Trinity. If there's anything more I can do for you or any other questions that come up, feel free to reach out.
  • A
    Alla S
    Ringgold, GA
    Posted on December 23rd, 2025 02:38 PM
    Great communication and hard work in a limited timeframe
    Reply from Karen Sims
    December 26th, 2025 02:38 PM
    I'm glad to hear that the communication and effort met your expectations, Alla. Working efficiently within a limited timeframe is crucial, and it's rewarding to know it benefited your experience. If you have any more needs or questions, please...
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  • for
    Chad Harris IV
    Encompass
    J
    Justin E
    Hixson, TN
    Posted on December 23rd, 2025 11:05 AM
    He was very honest and willing to answer any questions I had about the loan. And willing to explain any concepts relating to mortgages.
    Reply from Chad Harris
    December 26th, 2025 03:20 PM
    It's wonderful to know that you found my honesty and willingness to answer your questions helpful. I aim to make the mortgage process as clear as possible, so I'm glad I could assist with explanations. If you have any more questions or need...
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  • M
    Michael D N
    Chattanooga, TN
    Posted on December 23rd, 2025 01:16 AM
    Great communication skills, and very responsive!!
    Reply from Jessica Upshaw
    December 26th, 2025 08:32 PM
    I'm glad to hear that you appreciated the communication and responsiveness, Michael. If there's anything further you need or any other questions, don't hesitate to let me know.
  • F
    Felicity F C
    Chattanooga, TN
    Posted on December 22nd, 2025 05:09 PM
    Being available everytime we had questions. Helping us through the process and keeping it simple really helped eliminate stress. Overall we couldnt have asked for a better person to help us get our home.
    Reply from Donald Oakes
    December 23rd, 2025 02:00 AM
    Felicity and David, thank you for the kind review ! It was a pleasure helping you get this home and I hope you and the kids enjoy it for years to come. Don
  • R
    Robert B
    Rossville, GA
    Posted on December 22nd, 2025 12:24 PM
    Great job
    Reply from Jessica Upshaw
    December 25th, 2025 02:06 PM
    Thank you for your feedback, Robert. I'm pleased to know that you had a positive experience. If there's anything else you need or any questions you might have, feel free to reach out.
  • C
    Cate G
    Chattanooga, TN
    Posted on December 20th, 2025 09:04 PM
    Timely, communicative and wonderful
    Reply from Jessica Upshaw
    December 23rd, 2025 09:05 PM
    I'm grateful for your kind words, Cate. Ensuring prompt communication is something I value deeply, and I'm glad that stood out in your experience. If there's anything else you need or additional guidance required, please feel free to get in...
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  • M
    Madelyn G
    Rossville, GA
    Posted on December 20th, 2025 04:48 PM
    Karen was so kind and extremely helpful! She was very prompt with everything and made closing an amazing experience!
    Reply from Karen Sims
    December 23rd, 2025 04:48 PM
    I'm pleased to hear that the closing process went smoothly for you, Madelyn. Providing prompt and kind assistance is always my goal, and I'm glad it made a difference in your experience. If there's anything else you need, feel free to reach...
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.