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Chattanooga in Chattanooga, TN

Chattanooga, TN

A Higher Standard of Lending

Chattanooga, TN
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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5 Star
97%
4 Star
3%
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Reviews from Web
  • J
    John D O
    Chattanooga, TN
    Posted on April 6th, 2026 01:30 PM
    Very easy as usual. would highly recommend to others
    Reply from Jessica Upshaw
    April 9th, 2026 01:31 PM
    It's great to know that your experience was smooth and that you would recommend my services, John. I truly value your trust and am always here to assist with any future needs you may have.
  • D
    Danah S
    Harrison, TN
    Posted on April 5th, 2026 09:53 PM
    it is fine no problem
    Reply from Jessica Upshaw
    April 9th, 2026 02:28 PM
    I appreciate your feedback, Danah. If there's anything more you'd like to share or if you have any questions down the line, feel free to reach out. I'm here to assist whenever needed.
  • J
    James G
    Harrison, TN
    Posted on April 5th, 2026 11:43 AM
    Multiple road blocks and timing issues made my home purchase stressful. Jessica's patience was very
    Reply from Jessica Upshaw
    April 8th, 2026 05:47 PM
    It's important to me to know that my patience made a difference during your home purchase, James. Managing roadblocks and timing issues can indeed be stressful, and I'm glad I could assist you through them. If you have any more questions or...
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  • I
    Isaac M
    Rock Spring, GA
    Posted on April 4th, 2026 01:14 PM
    The attention to detail and the customer service
    Reply from Michelle Tennyson
    April 7th, 2026 01:15 PM
    Thank you for highlighting the attention to detail and customer service, Isaac. I'm glad to know these qualities stood out in your experience. Should you need any further assistance or have questions in the future, feel free to get in touch....
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  • J
    Jonathon E J
    Lafayette, GA
    Posted on April 3rd, 2026 01:39 PM
    Karen went above and beyond during the mortgage process, she was quick and responsive the entire time If we had any issues she made sure to help us out. Karen got us a quick closing, I would recommend her 100%!!
    read more
    Reply from Karen Sims
    April 6th, 2026 01:40 PM
    I'm truly grateful for your feedback, Jonathon. It means a lot to know that you felt supported throughout the mortgage process. Your recommendation and trust in my work are highly valued. If there's anything more I can assist with, please feel...
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  • D
    David D
    Chattanooga, TN
    Posted on April 3rd, 2026 12:41 PM
    Quick responses to texts and voice messages. Worked out the best solutions to my mortgage requirements. Thanks Jessica
    Reply from Jessica Upshaw
    April 6th, 2026 12:42 PM
    I'm glad to hear that my quick responses and solutions aligned with your mortgage needs, David. Thank you for sharing your feedback. If you have any further questions or need assistance in the future, feel free to reach out.
  • S
    Stephanie O
    Chattanooga, TN
    Posted on April 2nd, 2026 04:50 PM
    We always appreciate that Jessica and the team guide us through the process every step of the way, even though it isn't our first time, every deal is different and can go sideways. The team is on it and make it as smooth as possible!!
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    Reply from Jessica Upshaw
    April 6th, 2026 06:31 PM
    I'm glad to know that you feel supported throughout every step of the process, Stephanie. Your trust and recognition mean a lot, especially given the varying nature of each deal. I'm here to help ensure everything runs smoothly for you. If...
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  • A
    Ann P
    Signal Mountain, TN
    Posted on April 2nd, 2026 04:28 PM
    Easy to work with, answered all questions, quick to respond.
    Reply from Jessica Upshaw
    April 6th, 2026 02:26 PM
    I'm pleased to hear you found it easy to work with me and that I was able to answer all your questions promptly, Ann. Your feedback is greatly appreciated. If you need any assistance or have more questions in the future, don't hesitate to reach...
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  • D
    Debora L C
    Trenton, GA
    Posted on April 1st, 2026 10:49 AM
    Karen was such a Great help I couldnt have made it threw everything without all her help. She was always there when ever I needed her and thats why it made the whole experience so much easier. Thank you so much Karen.
    Reply from Karen Sims
    April 6th, 2026 04:39 PM
    Debora, I really appreciate your kind words. I'm pleased to hear that my assistance made the process easier for you. Being there whenever you needed was important to me, and I'm glad it helped. If you have any more questions or need further...
    read more
  • W
    William C B
    Chattanooga, TN
    Posted on March 31st, 2026 01:18 PM
    concerns I had more answered honestly and complete. Again, thank you. Rev. William Charles BAILEY S
    Reply from Jessica Upshaw
    April 3rd, 2026 01:19 PM
    I'm glad to know that your concerns were addressed honestly and completely, William. Thank you for sharing your experience with me. If you have any more questions or need further assistance, I'm here to help.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.