Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Amazing to work with. Easy process
Great experience overall! Outstanding customer service and rapid turnaround! I would definitely recommend!
Denee and Mike were very helpful throughout the process.
Always responsive and the entire team is very professional. I wouldn’t hesitate to recommend the team unconditionally. They have my gratitude for a seamless experience.
Mike and his team were very helpful guiding us through every step of the process. He also helped us figure out the configuration of loan to downpayment that worked most in our favor.
Mike and his team have a rare combination of character, integrity, expertise, and patience. I highly recommend them to anyone looking for a mortgage loan. I wouldn't use anyone else.
Reply from Owner
April 14th, 2022 12:00 AM
Those kinds words mean everything to me and my team - thank you so much for your business and I'm happy you're happy!
Mike and his team are professional, courteous, and amazing! They made sure the entire process for our dream home went so smoothe! Denee was my go to member of his team and she was genuine and knowledgeable! Thank you all we look forward to...
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Very helpful with great customer service
Mike and his team are top notch! From start to finish, you couldn't ask for better communication or skills. Everyone on the Team is dedicated to ensuring you are updated on the process and they respond quickly to any inquiries. They make you...
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Mike was recommended to me by my realtor.!As a first time buyer, Mike and his team was there to answer any questions I had (and there were lots) and explain to me the what’s and whys at every step. I had a very unique situation, and though...
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Reply from Owner
April 14th, 2022 12:00 AM
Appreciate the positive feedback and glad we were able to knock out your refinance despite the challenges! Lending can be a 50 piece or 500 piece puzzle, but in the end, we put it together!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.