Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Mike, Christine, and team were all very knowledgeable and trustworthy. My husband and I refinanced our home and never felt any doubt that we were dealing with professionals who cared. Everything was dealt with timely. Great service!
Mike demonstrates professional & knowledge of mortgage lending. I would highly recommend Mike to family & friends!
They Get It Done !!!
Mike's Team is great! After having a horrible experience trying to do a simple refi with our current lender, we went to CrossCountry Mortgage and they were fantastic. They took care of all the little details and stayed in constant communication...
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Mike and his team are incredible! Wouldn't trust anyone else in the financing/loan process!
Excellent customer service and over all fantastic to work with thank you guys for all your help.
Mike Tullio was highly recommended to my wife and by our buyer's agent and he exceeded all expectations.Since we were out-of-state our major concern was to have a mortgage broker who was reliable, efficient, timely, and communicated well so...
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Mike Tullio was highly recommended to my wife and by our buyer's agent and he exceeded all expectations.Since we were out-of-state our major concern was to have a mortgage broker who was reliable, efficient, timely, and communicated well so...
read more
Mike did a great job from start to finish. I knew when beginning the process that I could trust mike to get this to the finish line. Mike is very competitive with his rates, I checked around with a couple of other lenders and he beat them all....
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Mike and his team went above and beyond to get us into our new home in just 35 short days.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.