
L
Lower Mortgage, Lakewood Ranch, FL
Lakewood Ranch, FL

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Lower made buying a house possible for me to relocate on variable income, Mike and AJ were great with communicating and always made sure wverything was taken care of!
Reply from Mike Tullio
October 28th, 2026 11:04 AM
Love it when a plan comes together Eddie! Enjoy the sunshine vs. the snow this winter and thank you for your trust in me & my team!
Kyndall what above and beyond with responsiveness, explanations, following through. An exception to the rule it seems nowadays. It was so refreshing to work with somebody that was true to their word.
Reply from Kyndall Shinn
November 3rd, 2026 06:55 PM
Deborah, I'm pleased to hear that you found my responsiveness and follow-through refreshing. At Lower, ensuring a true and reliable experience is important to me, and I’m grateful for your kind words.
Mike Tulio made my first time dealing with this situation a breeze. Will definitely use him again in the future.
Reply from Mike Tullio
October 27th, 2026 09:55 PM
You. Are. Awesome! Thanks for trusting me and the team with your mortgage Jen! Wishing you nothing but the best in this new chapter and home!
When I had questions Mike explained everything in a way we could understand. He was quick to get back to us too.
Reply from Mike Tullio
October 27th, 2026 09:58 PM
Thank you for the kind words Kristina! So happy we could play a part in your move to the Sunshine State! Enjoy seeing your friends on social media shoveling snow this winter, ha, ha!
It was great to work with Mike, AJ and the team!! Quick response and help all along the way!
Reply from Mike Tullio
October 27th, 2026 09:59 PM
You're the man Eric! Thanks for taking the time to leave a review. Our review of you? Favorite client of the year, ha, ha! Enjoy the sunshine and warm weather this winter in your awesome new place!
Fast friendly service.
Reply from Mike Tullio
October 27th, 2026 10:01 PM
Three of my favorite words Thomas! Excited for this new chapter and hope you're enjoying those killer views in the new place!
We truly appreciate the constant communication and care
Reply from Mike Tullio
October 27th, 2026 10:02 PM
Awww. Well, we appreciate YOU Amy and we are thrilled to have played a part in getting you into the new place. We'll keep the communication going beyond closing and look forward to connecting again soon!
What made it great was the communication fooe can't. It was just let's get this done
Reply from Mike Tullio
October 27th, 2026 10:05 PM
You inspire us Rex! Love seeing hard-working young(er) people like you step up and invest in their futures! I have a feeling this won't be the last place you buy, so keep us in the loop with your big plans and thanks for including us!
Tyler Helm was a great help through the whole process.
Reply from Tyler Helm
October 27th, 2026 04:50 PM
Ryland, I'm glad to hear that I could be of great help to you throughout the process with Lower. Your feedback means a lot to me.
I was made aware of the options available to me and guided along as well as set on the path to alleviating my debts in a reasoMable manner and have peace of mind.
Reply from Tyler Helm
October 15th, 2026 03:39 PM
Jose, I'm happy to hear that I could guide you through your options and help set you on a path toward alleviating your debts with peace of mind. It's important to me that your experience with Lower was both informative and reassuring.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.