Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Excellent communication throughout the loan process. Fast, responsive and a great staff to help you through the drudgery of filling out all the paperwork. Phone calls to Mike were returned within the hour. Would be happy to do business with...
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Mike Tullio and his team helped me with the purchase of my first home. He and his staff were very professional and timely. I highly recommend using them for any of your mortgage needs. Mike was exceptionally knowledgeable and was able to answer...
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I've worked with Mike and his team on 3 different loans over the years. Always a solid experience. Mike knows the business and is very willing to explain and educate along the way. I highly recommend Mike for all your mortgage needs!
Mike and his team were very professional and easy to work with. They stayed in close contact with me throughout he process. I felt well informed and appreciated their attention to every detail. I would definitely recommend them to my friends....
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Mike was super quick and helpful with our house loan. He made it an easy and simple process for us. He was great at making himself as accessible as possible and helped remind us of deadlines and what needed to be done. I would highly recommend...
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Mike was great in assisting us with our mortgage needs. We could call him at anytime and get the answers or help we needed. He is very knowledgeable and if he didn't have the answer he got it right away. Will definitely do business again. Thank...
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when I first contacted The Tullio Group in the beginning of June, we were in desperate need of the right answers. We started the new house search for our growing family in April and had received inconsistent and inaccurate information from...
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Mike Tullio and his team provided the highest customer service for our home loan process. They stayed in constant communication and held our hands every step of the way. We couldn't have been happier with such personalized service! We would...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.