Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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I worked with Mike Tullio and his team to help a family purchase a home in Satellite Beach. On the agent side, I was updated every step of the way, and everything had a system and was predictable. The clients were thrilled with the service
very professional, engaging and available every step of the process. would recommend to any one needing these services
I have used Team Tullio for two separate transactions and both times they were competitive and got me closed on time! Everyone on the Team is very knowledgeable and helpful along the way. Thank you again for your services.
We only had a 30 day window to complete our mortgage amid some unusual financial circumstances. Mike and his team worked very hard to get it done in the time we had, and guided us through the process to make sure we came out on top. Great job,...
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Mike Tullio was recommended to us by our real estate agent as we are new to the area. This was our third home buying experience and was by far the easiest. Mike, Susan, and Tabitha were all wonderful to work with and communication was top notch!...
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I cannot say enough praise for the staff at Cross Country Mortgage. We were able to close on our new house in less than four weeks! They were very prompt informing us what documentation they required. Any issues that arose were quickly rectified....
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10 out of 10 would do again
Having a team helping on your behalf makes transaction more doable with less worry! Three closes to date! Thank ya’ll!!
Tullio and Team just makes it happen
Team TULLIO was top notch and very professional. We are very blessed to have them help us from start to finish. Thank you so much!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.