Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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I can’t say enough about how knowledgeable, professional and responsive Mike was throughout the mortgage loan process. We were under a short timeframe for closing, but Mike and his team worked diligently to ensure we were able to close. I was...
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Mike helped me on 3 total loans and on the first one I was a first time homebuyer. It's easy to be a repeat customer with him. He's a cool cat and mortgage wizard. He's wise, honest and genuine and honestly tries to do everything he can make...
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Mike helped me on 3 total loans and on the first one I was a first time homebuyer. It's easy to be a repeat customer with him. He's a cool cat and mortgage wizard. He's wise, honest and genuine and honestly tries to do everything he can make...
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This was the first mortgage we've had to get in many years and Mike and his team were great, working with us through the process and responding very quickly to questions or issues that came up. Would repeat.
Very responsive, great staff, great service. Really helped me understand the specific impacts of rising interest rates, helping me avoid a panic and helping me make the best possible decisions. Totally and completely happy I went with Mike...
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Made our home buying go smoothly and quickly. We were kept up to date on each step and knew he made sure we knew exactly what we needed to do and had help if we needed it. We would definitely use him again in the future and will recommend him...
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Our loan/purchase was riddled with unusual circumstances and related hurdles. Mike and his team coached us every step of the way. Their portal for document exchange makes life extremely easy and their regular communication kept us at ease....
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Mike and his team were extremely helpful in getting me the financing for my new home. I was new to the experience of a bridge loan, and Mike explained how this could be an option for my situation as a retiree to finance my new home. Mike's...
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I have worked with Mike for years now and what I appreciate the most is his availability, even on weekends when needed, and having FULL communication I have with him and his Team for a successful close. As a Realtor, I know that when I reach...
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Mike and his team were great. They made everything easy and I would highly recommend them
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.