Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Awesome job! Thank you so much for all the help and a successful closing!
I'm all about getting to the finish line. Mike and his CCM team def do all they can to make the process smooth and efficient for the client, and if/when it gets rocky, they do find a way to the finish line....and thats most appreciated. -Adam...
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I keep sending clients to Tullio & .team and they keep delivering-
Good results, great service
KEEP IT UP !
Team Tullio always makes the process so easy for my clients and the communication is top notch!
Mike and his team were very helpful throughout the process. Their portal was very easy to use and they did a great job of keeping us current on tasks throughout the process and keeping us informed about the status of our loan application. We...
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MIke and his team have done a great job for me and for my clients that I refer to them. I trust them to deliver excellent knowledge, service and professionalism.
Getting a mortgage is one of life’s stressful decisions. Getting a mortgage from Team Tullio is as easy as the underwriting will let it be. Team Tullio makes what should be really hard easier! We did it again, 3rd time I have used the Team....
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The entire process from applications to close was very smooth. All questions were answered quickly, signing the forms was easy with the app, and everyone was professional.
Mike's group is amazing. I will not use anyone else but them. Highly recommend cross county.
I have been working with Mike and his Team for years now. They are fast, efficient, and I can always count on them to help my clients. Mike knows what it takes to "get the job done" and if I have to call him over the weekend for anything, or...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.