Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everyone I spoke to was very friendly. We were also kept informed of every step along the way. When I had questions, responses were always prompt. We were given a pretty short timeframe to get approved, and I was thrilled the team was able...
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Everyone I spoke to was very friendly. We were also kept informed of every step along the way. When I had questions, responses were always prompt. We were given a pretty short timeframe to get approved, and I was thrilled the team was able...
read more
Reply from Mike Tullio at CrossCountry Mortgag...
May 4th, 2024 10:13 PM
Thank you so much for your kind words, Mollie. I am thrilled that we could make this your best and easiest home purchasing experience to date! It was truly our pleasure to guide and inform you throughout every step of your mortgage process....
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Got it done
Reply from Mike Tullio
April 22nd, 2024 01:46 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Mike and Team were supportive throughout the process and were able to meet an aggressive loan closing date. Much appreciated
Reply from Mike Tullio
April 19th, 2024 03:02 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Overall the transaction was smooth except the closing documents weren't received until the day before closing when I usually receive them a week prior to closing. I like to review the closing documents with my clints, and due to the delay,...
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Our experience with CrossCountry Mortgage was very pleasant. The staff was always available when needed and responded very quickly. They made the process as easy as possible and explained every minute of the process to us, as we were knew to...
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Mike and his team made our first home buying experience better that we could have ever imagined. They were efficient, friendly, honest and highly communicative with us. There was no last minute gorchas or any gray areas. God bless Mike and...
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Excellence and professionalism as always. My trusted go to mortgage team.
I’ve personally worked with Mike 3 times and a large number of my buyer clients chose him as well. He gave us a very professional experience, great communication, on time closings and extremely competitive rates and fees. Definitely call Mike...
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Mike is always a pleasure to work with, I can’t say enough good things about him! Him and his team do an outstanding job getting everything completed with minimal stress. He is also always available to answer any questions. I highly recommend...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.