Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Mikes team was awesome to deal with. From start to closing they were very professional and attentitive. I would highly recommend Mike and his team .If you are looking for someone who knows what he is doing and hassle free mortgage lending for...
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We had a wonderful experience with Mike Tullio and his amazing staff!! We were very impressed with the professionalism, knowledge, availability to help us with questions and help guide us through the process of buying our new home! We will...
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Mike Tullio is a class act.. he did everything we wanted and more.. I'll b using him again on my next house purchase!!! from the first contact to the final closing his correspondence was 100%... he never left me in the dark, and when I didn't...
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Mike and his entire team are very professional and awesome! my self-employment income, has always presented a problem when trying to obtain a mortgage! Mike worked hard to have the loan accepted and it all went very smoothly... i would always...
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What a team Michael has working for him. Not a single beat is missed with this combination of professionals. Although buying a home now is much more involved, this team kept me on track. Thank You so much to Mike Tullio and his team. I will...
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Mike and his team are one-of-a-kind and absolutely amazing! They made it possible for me to close on my new home quickly and seamlessly. I am a single, 24 year old, recent UCF graduate and have had my new nursing position for less than a year-...
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Mike made the loan process very easy. He was always available to answer any questions. His staff was also outstanding with communicating and keeping on top of things.
Mike and his team are awesome! I only have self-employment income, which is always challenging when trying to get financing. This time it was very smooth! Mike's communication and availability is great! Honestly, it was the largest and easiest...
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Michael and his team were true professionals in handling my loan for the house we built in 2015. He proved himself to be trustworthy and incredibly responsive to our needs. When we had an unforeseen glitch towards the end of the process Michael...
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Mike and his team made the process easy and were extremely professional. I would defiantly recommend Mike to any of my friends or family. We were able to secure a better rate than expected and were approved with no issues.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.