Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Our experience with Mike was absolutely incredible! He was very knowledgeable, helpful, and and down right fun! We definitely felt like he cared about us and getting us the best loan possible saving us money! We will definitely be using Mike...
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My experience with Mike was successful. All the process was really difficult because I had a foreclosure on my mortgage history.However, Mike managed to find me an FHA loan with 3.5% APR.I am very thankful to him an his team for guiding me...
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My wife and I had already been denied a loan through our bank. But when we met with Mike Tulio he gave us multiple options depending on what our final goals were. He was way more helpful and knowledgable about loans then our bank.
Mike was great. We had a tricky situation with a VA construction loan and he was able to get us financed with the right lender. Mike even offered to recommend lenders he didn't represent well into the process - even though he wouldn't be compensated....
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Mike and his staff were awesome and did exactly what they said they would do. Mike even called mid term in the process and got me an extra credit on my points to lower the closing cost.
Working with Mike Tullio made purchasing our home a pleasant experience. Not only was he thorough, responsive and helpful but he truly looks out for his clients best interest. When working with him and his team you can be assured that you are...
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Mike Tullio was outstanding in his assistance with gaining a mortgage. He was always responding to me same day and his staff were amazing to work with. Without the help of Mike and his staff I never would have closed on time (tight close schedule)....
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If I can describe my experience prior to Mike it was a waste of an entire year of my life with no solution nor guidance. Mike's, level of service and knowledge is top of the line treatment compared to what the big banks will provide. He does...
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We highly recommend Mike Tullio for any mortgage needs. He was super quick and very professional. He made us feel at ease. We will definitely use him again!
Mike did an phenomenal job with my first home purchase and a refinance later on!! He was very knowledgable and responded quickly to any questions or concerns I had throughout the entire process. As a first time buyer, I had a ton of questions...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.