Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Mike and his team made the process easy and were extremely professional. I would defiantly recommend Mike to any of my friends or family. We were able to secure a better rate than expected and were approved with no issues.
I want to first start off by saying that I bought my first house two weeks ago and at the age of 26! I had no idea on how to start or what to do. Michael and his professional team not only helped me threw this process but created an awesome...
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Very reliable and friendly. I have worked with mike for the purchsse of our furst home and now for a refinance. I would highly recommend him for your loan.
I was very impressed to work with Michael Tullio. I did not have any chance to get a loan until I meet Mr. Tulio. An honest, experienced, very professional person. Any time I had a question he will respond promptly and clearly. I will definitely...
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My wife and I have used Mike Tullio for our last 3 home purchases. We really appreciate how hard Mike works to find us the best rate possible as well as being available to answer all of our questions throughout the process. We will definitely...
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I was introduced to Michael through my real estate agent and I was looking to utilize my VA loan. From start to finish Michael and his team were extremely friendly and better yet were always explaining what the next steps would be so I understood...
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Mike has helped us with the purchase of our last 2 homes and I highly recommend him to all of our friends. He went above and beyond to get us the best rates and even spent time helping us with letters to get approval.
Mike and his team are professional friendly and quick. I wish more people did business like Mike. I had an amazing experience buying my first home which is very overwhelming but Mike and his team were right there for me every step of the way....
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I went through several loan companies before being introduced to Michael. The other companies were very disorganized and continuously asked for the same information over and over. Michael was well organized and we had no surprises. He was easy...
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Mike spent time with me few years back when things were not so good for me. Mike took the time to explain on what to do to better my credit score. After one year I called back and he remembered me and we picked up where we left off and helped...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.