Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Excellent service from Mike and his whole staff!! They made the whole process easy and worry free, Mike always made sure the details were taken care of ! I always felt like Mike truly cared about me and my situation and guided me through every...
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I contacted Mike to get an idea of "How much home I could afford" to see if buying a home was even going to be a possibility and He was able to assist me immediately! Without a ton of red tape Mike and his team was able to give me a dollar...
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Mike and his Team at Guaranteed Rate are top notch. They were extremely courteous, professional, and knowledgeable and led us through the maze of the refinance process as quickly (and painlessly) as possible. It was actually a pleasant experience,...
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I don't think anyone other than Mike could have gotten this mortgage for us. Initially I was using a company near my home in Maryland, but after I learned they lacked the local knowledge necessary, I was referred to Mike. He took my call on...
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Gets the job done ASAP! Works hard for your best interest and responds quickly every time. A+++++ recommendation for him and his staff! Has many great recommendations with insurance as well.
Mike at Guaranteed Rate is awesome. He understood my specific needs and gave me prescriptive guidance to prequalify and close my mortgage. Never had to talk to some call center. Always able to reach Mike via email or phone. Truly, felt like...
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Mike and his team walked us through the process, kept us informed, kept us from getting overwhelmed and were very professional and a pleasure to work with.
A giant thanks to Mike and his team who walked us through the process step by step! They all took the time to explain the process and answer any and all questions that came up! They were a pleasure to work with and I would recommend them to...
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Reply from Owner
November 25th, 2016 12:00 AM
Customer satisfaction is important to everyone here at Guaranteed Rate! We are thrilled to find that Michael Tullio and his team were able to provide you with excellent customer service! Thank you for the review! -- The Customer Success Team...
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we had a glitch with the credit process and Mike took charge and handled all the issues thank you Mike and your team we could not have it done on our own. if you want no hassle and a real pro Mike and his team is the way to go, thanks guys.
Reply from Owner
September 20th, 2016 12:00 AM
Thank you so much for your kind words and trust in me & my team Ed! It was a pleasure working with you & your wife. All my best in the new place!
We have obtained 2 mortgages through Mike and his staff. Mike and all his staff members are knowledgeable, attentive, responsive and caring. They go out of their way to demystify the mortgage process. They stay in constant communication and...
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Reply from Owner
September 20th, 2016 12:00 AM
This review made my day! And month! Thank you so much for taking the time to write such kind words and I am so happy you had a great experience. I truly appreciate your (repeat) business and look forward to crossing paths again soon!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.