Michael Farmer
Mortgage Loan Originator
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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The customer service
Reply from Michael Farmer
November 24th, 2025 04:01 PM
Thanks! If you ever need anything down the road, or have friends or family with questions, you know where to find me. Always happy to help.
This transaction threw a few curveballs and Michael was able to assist this client with navigating through them. Great job Michael. Looking forward to working together again.
Reply from Michael Farmer
November 24th, 2025 04:04 PM
Michelle, thank you. That one definitely had its moments, but teamwork makes all the difference. I appreciate how quickly you moved on your side so we could keep everything on track and get the client to the finish line.Looking forward to the...
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As always, Michael is an incredible partner making contract to closing as smooth as possible. Communication is phenomenal and he is always ahead of any potential issues. Can't recommend him enough!
Reply from Michael Farmer
November 24th, 2025 04:02 PM
Faith, thank you. You make my job easy! When an agent is organized, responsive and handles their side the way you do, everything moves cleaner and faster. I’m just the guy making sure the loan doesn’t catch on fire.I appreciate you trusting...
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Michael made the whole process easy! He was very patient even when I was hard to reach
Reply from Michael Farmer
November 24th, 2025 04:04 PM
Joseph, thank you. My goal is always to make this process feel easy on your end — life stays busy whether you’re buying a home or not.You handled everything when it mattered, even if I had to chase you down a couple of times. We got it done,...
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Michael is slways available and great to talk with. He resolves all issues and is very responsive. This is my 2nd time using him!
Reply from Michael Farmer
November 24th, 2025 04:05 PM
Missy, thank you so much. Round two was just as smooth as the first, and I’m glad I could be there for you again.I work hard to make sure you never feel stuck waiting for answers — quick communication and clean solutions are half the battle...
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Michael did an amazing job with getting my clients quickly approved for a loan and then being there to answer questions every step of the way.
Reply from Michael Farmer
November 24th, 2025 04:22 PM
I appreciate you trusting me with your buyers. Let’s keep the momentum going on the next one.
Michael Farmer is blessed with a unique mix of professaionalism & compassion. He is a a delight to work with and effortlessly goes the "extra mile."
Reply from Michael Farmer
October 20th, 2025 05:01 PM
Thank you, Mary Jo! That seriously means a lot. I try to make this whole mortgage thing a little less stressful and a lot more human; we can laugh, get things done and still hit the closing table on time. You’re a rockstar to work with and...
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Michael did a great job working with a buyer and myself while we were dealing with a very difficult seller/owner who did not know what they were doing with selling a brand new home that they put together. Michael worked very well with my buyer...
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Reply from Michael Farmer
October 13th, 2025 08:23 PM
Thanks so much, Bob! That one was definitely a wild ride — but teamwork made it happen. I really appreciated how you kept things moving on your end despite all the hurdles with that seller. You were great to work with and I’d be happy to do...
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Michael was the best loan originator I have ever worked with. Explained every step of the process. Answered my texts all the time. Can't wait to work with Michael again!!!! Definitely sending the family his way.
Reply from Michael Farmer
October 13th, 2025 08:25 PM
Thank you so much, Andrew! You were awesome to work with — organized, responsive and ready to roll every step of the way. I really appreciate the kind words (and the family referrals — that’s the ultimate compliment!). I’ll be here anytime...
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Michael Farmer is a top-notch mortgage broker! He’s proactive, dependable, and makes every transaction seamless. His clear communication and professionalism make him an incredible partner for both agents and clients. Highly recommend working...
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Reply from Michael Farmer
October 8th, 2025 12:32 PM
Thanks a ton, Carol! I really appreciate the kind words. It’s always a pleasure working together and I’m glad I could help make things run smoothly. Looking forward to more wins ahead! Appreciate you!
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.