Michael Farmer
Mortgage Loan Originator
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Everything
Reply from Michael Farmer
October 13th, 2025 08:26 PM
Haha — “Everything,” huh? I’ll take that. Thanks, Tony!
feedback throughout process
Reply from Michael Farmer
October 13th, 2025 08:26 PM
Thank you, Cynthia!
Michael was exceptional with his communication and knowledge! I felt like my client was in the best hands! He was very patient as I had many questions as a new agent. He took the time to educate and advice me throughout the process. I will...
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Reply from Michael Farmer
September 23rd, 2025 07:08 PM
I really appreciate that! I know there were a lot of moving parts and questions, but that’s part of what I enjoy most — helping agents and clients feel confident in the process. You asked all the right questions and stayed engaged, which made...
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Friendly people are always a plus. Also, I felt as though they wanted to help us.
Reply from Michael Farmer
September 23rd, 2025 07:09 PM
That means a lot — thank you! Being friendly and actually wanting to help shouldn’t be rare in this business, but it is. I’m glad you felt that with us. That’s exactly how it should be every time.
Michael was easy to talk to. He explained everything in a way that was easy to understand. He walked me through the whole process. Any time I had a question Michael answered in a timely manner. I was very comfortable and for me that's everything....
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Reply from Michael Farmer
September 23rd, 2025 07:09 PM
Thank you so much for sharing that! My goal is always to take something that feels overwhelming and make it simple, comfortable, and easy to navigate. I’m glad you felt at ease through the process — that’s the best compliment I could get.
Michael was so fantastic throughout this process! He gave my buyer great info and was there every step of the way. I am truly so grateful for everything he helped navigate and this transaction would not have been possible without him. I will...
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Reply from Michael Farmer
September 23rd, 2025 07:10 PM
Thank you so much! I really enjoyed working with you on this one. I know there were a lot of moving parts, but we made it through together and that’s what it’s all about. I appreciate the trust and the kind words — can’t wait to do it again!...
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Michael and Robbie were always available for my questions and did not make me feel incompetent for not knowing some things. They also explained in depth smto make sure I was fully aware of everything.
Reply from Michael Farmer
September 23rd, 2025 07:13 PM
Thank you for that! This one had a lot of moving parts — from the VA guidelines to making sure the POA was squared away and lining up the timing for a round-the-world closing. I appreciate you sticking it out with us. I’m glad we could walk...
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Michael is a fantastic loan officer. He is prompt, courteous, and knowledgeable. If Michael can't do it, nobody can!
Reply from Michael Farmer
September 23rd, 2025 07:14 PM
Thank you so much, Robbie. You know how much I enjoy working with you — not just because you’re a great LO, but also because you’re my neighbor and friend. We’ve been through a lot of these together over the years, and I’m grateful every time...
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Everything was handled professionally, my wife and I were guided every step of the way, and we appreciate Michael Farmer for going above and beyond to meet our needs.
Thank you!
Reply from Michael Farmer
September 23rd, 2025 07:15 PM
Thank you both so much! I’m glad I could help guide you through everything and make the process feel as smooth as possible. It means a lot that you trusted me, and I’m grateful I could be part of this chapter for your family.
Michael worked late on a Monday night to get our pre-approval letter done so we could make an offer as soon as possible on my client's second property.
Reply from Michael Farmer
September 23rd, 2025 07:15 PM
I appreciate that! When a client finds the right home, timing is everything — I don’t mind working late if it means giving them the best shot at getting under contract. Always happy to jump in and make it happen.
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.