

Michael Farmer
Mortgage Loan Originator

Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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I had to pleasure of working Michael in the purchase of my first home, I went into the process scared after just one call with Michael my fear was gone . Michael made sure that I was kept up to speed every step of the way. If you want the perfect...
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We went through Michael for our home purchase and I could not be anymore pleased with his services! He was very prompt to our needs and he really worked hard on getting us the best possible loan! He spent time with us going over our options...
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Reply from Owner
May 8th, 2018 12:00 AM
Thank you so much my dear. It was an absolute pleasure as always!
Michael is simply just great at what he does! You can’t go wrong working with this man, he will get you through the mortgage process stress free and by far the best rates and value around. Such a fun guy to work with!
Michael got me into my #1 all-time dream house! I honestly never thought it would be possible. He is nothing short of a miracle worker! I was getting so frustrated with the whole process and he made it completely painless and stress free.
Reply from Owner
May 9th, 2018 12:00 AM
All things are possible to those who believe and trust in our process! Thank you for trusting me to show you the way home!
Michael Farmer was great. He was very professional, knowledgeable and extremely helpful and made the loan process easy for me. Mike's assistant Chloe was ready to assist me every time I would call him and was there for me through out the loan...
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Reply from Owner
May 9th, 2018 12:00 AM
Thank you Scott it is always great to work with a life long friend. I will pass along the compliment to Chloe as well.
I've purchased about 5 properties in the past 7 years and have gone through a few different lenders. Mike is the best. I wish I had him for the first 4. He went above and beyond, was proactive to make sure the closing went smoothly, and closed...
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Reply from Owner
May 9th, 2018 12:00 AM
You were an amazing client and made my job a piece of cake!! Thank you!
Michael Farmer and his team helped our Family buy our dream home! Michael was so knowledgeable and kept us informed of every step and made buying our home quick and easy ! Not our first house we bought but definitely the best mortgage company...
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Reply from Owner
May 8th, 2018 12:00 AM
Thank you for trusting me with the whole process. I gained an amazing friend from this transaction!
Michael, I can not thank you enough for your help during this process. My stress level went from high to absolute zero due to your knowledge. ALCOVA is a wonderful company and I am still in disbelief in how fast my loan was cleared to close....
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Reply from Owner
February 12th, 2018 12:00 AM
The pleasure was all mine!
I really can't say enough about the way Michael and his team put me at ease during the whole process. From start to finish, I was informed. Great Team
Reply from Owner
February 6th, 2018 12:00 AM
Thank you Zee! It was a pleasure to work with you through the process.
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.