Michael Farmer
Mortgage Loan Originator
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Michael was helpful throughout to ensure I had what I needed .
Reply from Michael Farmer
January 19th, 2026 09:14 PM
I really appreciate it. I’m glad I could help keep things clear and make sure you had everything you needed along the way. If you ever have questions down the road, I’m always here to help.
Support and turn-around was great - especially from Ari Noll.
Reply from Michael Farmer
January 19th, 2026 09:15 PM
Thank you! We’re lucky to have her and I’m grateful you took the time to call her out. If you need anything down the road, we’ve got you.
Michael is a miracle worker. After being put through he## by a bank, Michael was sympathetic and accomplished in 15 days, half of which were weekends or holidays, what the bank could not.He restored my faith in professionalism over petty bureaucracy....
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Reply from Michael Farmer
January 19th, 2026 09:17 PM
Merl thank you for taking the time to write this I hate that you got put through the wringer with that bank but I’m really glad we were able to step in and get it done fast when it mattered. You also did your part! Quick responses and staying...
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Everyone in the process made it easy and was available to answer any questions I had.
Reply from Michael Farmer
January 7th, 2026 03:21 PM
Buying a home can feel like a lot, so I’m glad the process felt easy and that you always had someone to reach when questions popped up. Congrats again, and if you ever need anything down the road, you know where to find me.
Michael is great! He was patient and knowledgeable, answering all our questions.
Reply from Michael Farmer
December 22nd, 2025 06:02 PM
Thanks so much for the kind words, Tadana! It was a pleasure working with you, and I’m glad I could help answer all your questions. If you need anything else in the future, don’t hesitate to reach out!
Michael is a wiracle worker. He doesn't stop until the deal is done. We had a client that had some very unsual circumstances occur that were compounded by the recent government shutdown. Michael was in constant contact giving status updates....
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Reply from Michael Farmer
December 22nd, 2025 06:05 PM
Thanks so much for the kind words, Robbie! It was definitely a wild ride getting that deal across the finish line, but I’m so glad we made it happen.
Michael was very professional and always repsonded quickly to any questions or concerns we had druing the process.
Reply from Michael Farmer
December 22nd, 2025 06:06 PM
Thanks so much for the great review, Bradley! I really appreciate you taking the time to share your experience. It was a pleasure working with you, and I’m glad I could be responsive throughout the process. If you need anything in the future,...
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Michael was very helpful with all the questions we had and was always available to answer them. He worked hard for our best interest with the items we asked for and explained when things were different and ther why behind it.
Reply from Michael Farmer
January 7th, 2026 03:22 PM
Catherine, thank you for taking the time to share this. I’m really glad I could help answer all your questions and be available when you needed me. I also appreciate you mentioning the “why” behind things that didn’t match what you expected...
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Michael and his team always go above and beyond to deliver a great customer experience. They communicate relavent timely information. And always keep the client front and center. Thank you Michael!
Reply from Michael Farmer
January 7th, 2026 03:22 PM
Ralph, thank you for this. My team and I work hard to keep things clear, timely, and client-focused from start to finish, so I really appreciate you noticing. It was a pleasure helping you, and if you ever need anything down the road, I’m always...
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See survey.
Reply from Michael Farmer
January 7th, 2026 03:23 PM
Thanks! Welcome home!
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.