Michael Farmer
Mortgage Loan Originator
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Reviews from Web
Great communicator with both my client & myself. Scott Polner eXp Realty
Reply from Michael Farmer
September 22nd, 2026 03:35 PM
Thank you! I really appreciate the 5-star review...this time lol. I try to keep everyone in the loop from start to finish, because nobody should have to chase down their lender for answers. Always a pleasure working with you and taking care...
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Good communication and explantion of info , being a first time home buyer
Reply from Michael Farmer
September 22nd, 2026 03:36 PM
Thank you! Buying your first home comes with a ton of questions and I never want anyone to feel like they’re just supposed to understand all of this stuff. I’m glad I could keep you informed, explain the process along the way, and make it a...
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The whole team
Reply from Michael Farmer
September 22nd, 2026 03:36 PM
Sharon, thank you so much! I’m lucky to have a great team around me, and Ari is a huge part of making sure everything stays on track and our clients are taken care of from start to finish. We all appreciate you trusting us with your home loan!...
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Michael Farmer was amazing. Super helpful through the whole process. He answered all of my questions and was knowledgeable and professional through it all. I will totally reccomend everyone to him to thank him for his help in purchasing my...
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Reply from Michael Farmer
September 22nd, 2026 03:45 PM
Daniel, thank you so much! Helping someone buy their first home is one of my favorite parts of what I do. There are a lot of moving pieces and plenty of questions along the way, and you should never feel bad for asking any of them. I’m glad...
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Communication great and helpful every step of the way
Reply from Michael Farmer
September 22nd, 2026 03:46 PM
Christian, thank you! Good communication makes this whole process a lot less stressful, and I’m glad I could be there to help every step of the way. I’m also lucky to have a great team behind me keeping everything moving and making sure our...
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Michael and Ari were in constant communication with me and my buyer. When a challenging situation arose with the title they kept everyone in the know and managed to keep closing date on track despite the challenge. A plus team!
Reply from Michael Farmer
August 19th, 2026 06:36 PM
Somehow there is usually a plot twist! Wouldn’t have it any other way though. We keep everybody talking, fix what needs fixing and somehow still drag these things across the finish line on time!! Love working with you, my friend!Love working...
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Working with Michael and his team made everything go smoothly and quickly.
Reply from Michael Farmer
July 27th, 2026 02:24 PM
Melanie, it was a pleasure helping you again! Thank you for trusting me and my team and giving us the opportunity to work with you. We truly appreciate you
Michael is fantastic! His experience and knowledge are second to none! Highly recommend!
Reply from Michael Farmer
July 27th, 2026 02:25 PM
Carol, thank you! I really appreciate the kind words and the recommendation. I am always happy to help you and your clients get to the closing table.
Michael and Ari were great communicators and guided us through the entire purchasing journey. Texts and emails were answered right away, and they took phone calls when we called.
Reply from Michael Farmer
July 27th, 2026 02:26 PM
Thank you! Ari and I were happy to help guide you through the process. We really appreciate the trust you placed in us and the opportunity to be part of your home purchase.
Michael stayed on top of things and was great to work with,
Reply from Michael Farmer
July 27th, 2026 02:26 PM
Thank you! I really appreciate the kind words. It was great working with you, and I look forward to doing it again.
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.