Michael Farmer
Mortgage Loan Originator
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Reviews from Web
Howard Hanna provided excellent customer service,effective communication, patience, very informative and great listeners
Reply from Michael Farmer
July 27th, 2026 02:27 PM
Thank you Teshawna! It was a pleasure helping you through the homebuying process. Buying your first home comes with plenty of questions, and I am glad we could make it easier, keep you informed and be there when you needed us. Congratulations...
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Michael and the team were great to work and kept intouch with each step of the process and was able to close in 30 days. I would recommend Micheal and Howard Hanna for their next home purchase.
Reply from Michael Farmer
March 25th, 2026 06:08 PM
Terry. I really appreciate you taking the time to leave this.It was a pleasure working with you, and I’m glad we were able to keep things moving and get you closed in 30 days. My goal is always to keep clients informed, keep the process clean,...
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and his team are very efficient in getting everything done in a timely manner. We never have to reach out to get an update that's always provided to us before asking.
Reply from Michael Farmer
March 25th, 2026 06:33 PM
Thanks Cody!! That means a lot to me because staying ahead of the curve and keeping everyone updated is exactly how the process should work. Nobody should have to chase down a lender for answers. I appreciate your trust and the chance to work...
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I appreciate all the help I received from Michael a s Ari !
Reply from Michael Farmer
March 25th, 2026 06:36 PM
Thank you so much, Mamie. We truly appreciate your patience throughout the process. This one took longer than it should have because of delays on the seller’s side getting clear title worked out, but we were glad to finally get everything across...
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Michael helped my buyer navigate through from the application to the closing table. His patience with the language challenge made us all feel confident we could help the buyers get into their new home. A true ROCKSTAR.
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Reply from Michael Farmer
March 12th, 2026 04:36 PM
Michelle, thank you! This one had a few extra layers, but we worked through it together. Thank you for continuing to trust me with your clients.
I’m grateful for our continued partnership!
He communicated everything in a timely matter, and made every effort to assist me with the details.
Reply from Michael Farmer
February 18th, 2026 04:46 PM
Dora, thank you for the kind review. I really appreciate it. Clear, timely communication is a big deal to me, and I’m glad it made the process easier and helped you feel supported on the details. If you ever need anything down the road, I’m...
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Clear communication, helped coordinating and resolving issues along the way. Very transparent about rate
Reply from Michael Farmer
February 18th, 2026 04:48 PM
Thank you. Mortgages love to create “little issues” at the worst times, so I’m glad we kept things moving, stayed clear on communication and kept the rate conversation honest the whole way. Appreciate you trusting me with it.
Micheal and his team are very patient, knowledgeable, and professional. They guided me throughout the process.
Reply from Michael Farmer
January 27th, 2026 02:28 PM
Mary, thank you for this. Buying a home can feel like a lot, so I’m glad you felt guided and taken care of the whole way through. I really appreciate you trusting me and my team, and if you ever need anything down the road, you know where to...
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Michael SAVED this transaction after another lender was difficult for the buyers to work with!! Michael is always my top recommendation!
Reply from Michael Farmer
January 21st, 2026 02:12 PM
Heidi thank you so much! That one was a ride, but I’m so glad we got it across the finish line and made it a better experience for your buyers. I never take your trust for granted and I’m grateful you’ve sent people my way for all these years....
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Michael was able to get us in our dream home. Whenever there was a hiccup in the process, Michael was able to guide us in the right direction. Very responsive in the process and friendly.
Reply from Michael Farmer
January 20th, 2026 02:08 PM
Gavin, thank you for this. I’m really happy we got you into the dream home, and I appreciate you trusting me through the hiccups because something always pops up in a mortgage process, it’s just part of the deal. You stayed engaged, we kept...
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.