

Michael Caras
Loan Consultant

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Mike is not only a great friend to all, but seriously, I could have never gotten through my refi process without him. any day or time, he was ALWAYS there for me. even with how crazy the times are now, he always went above and beyond what he...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thanks so much for the raving review Chris. Always a pleasure to help a friend! Thanks for trusting me and allowing me to be a part of your refinance.
I worked with Mike recently with the purchase of my first home! He was wonderful to work with. Mike was very responsive to all my questions! I also was very pleased with how well he was able to break down the process and explain to me in terms...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
You're amazing! Thank you so much for the kind words and the opportunity to assist you in purchasing your first home.
Overall just a great person! Great to talk to, great to deal with, just one if the best!
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thanks Mike! I great appreciate the review.
Mike is one of my lending officers of choice. He and I have worked numerous successful transactions together. His attention on communication and focus on team work is in part what allows my buyers and I smooth transactions.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
I appreciate the kind feedback Sarah! I'm always happy to refer my clients to you. They're always amazed with your services. Thanks for being such a great partner.
Mike goes above and beyond to provide honest help. He is always professional and understanding. I definitely recommend and appreciate his assistance.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thanks Armin! I appreciate the review. I hope everything goes well with the purchase in TX.
It was a privilege working with Mike. Friendly, Honest, and Hardworking. One of the best gentlemen I've ever met.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thanks Kylan!
Mike is awesome and works extremely hard for his clients! You're in good hands with Mike!
I remember when Mike first started with Guaranteed Rate and Liz, and since then he has soared to the top of my "hardest working people" list!!!! He is reliable and awesome!
Reply from Michael Caras
October 2nd, 2026 02:25 PM
You're the best Darcy!! It's always a pleasure working with you and all of the realtors that you support.
Great honest friendly the kind of person you do want to do business with.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thanks Christian! I greatly appreciate the feedback.
Mike is awesome made the process of buying are first house painless
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thanks Mike! It was a pleasure working with you and Marci. Looking forward to the housewarming party.
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Loans, First Time Homebuyers, FHA Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#1489370
Hobbies
- Pickleball, Mountain Biking, Snowboarding
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing