

Michael Caras
Loan Consultant

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Mike is the best! I've been working with him for close to 10 years and I receive the same stellar service each time. His communication and knowledge is unmatched. We recommend him to everyone.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
I truly appreciate your kind words, Alexander. It's fulfilling to know that my service meets your expectations time and again over the years. Thank you for your continued trust and for recommending me to others. I'm here whenever you need assistance....
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Michael helped us every step of the way! Made our experience less stressful for sure😉 thank you again couldn't have done this without your expert advise!
Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm grateful for your feedback, Rosemary. I'm glad to know that I could assist you each step of the journey and help ease the stress of the process. Thank you for trusting in my advice, and don't hesitate to reach out if there's anything more...
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Communication was great, I always knew what I needed to provide the loan company and when it was needed by.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm delighted to hear that you found the communication clear and helpful throughout the process. It was a pleasure assisting you, and I appreciate your kind words.
Mike is amazing. Such a great guy - and a true expert. Will work with him forever.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you so much Dougan. It was a pleasure working with you and your family on this purchase. I greatly look forward to visiting your new home and seeing the space where you will be creating so many fond memories together. Cheers!
Mike
I was pleased to see all 3 professionals at my closing, Attorney Colby MacDonald, Michael Caras Loan officer and Michael Joy my realtor .They all showed me great care and explained everything well. I can't say enough of how smoothly this went,...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
I'm delighted to hear that your closing process went smoothly and that you felt well cared for by all involved. It was a pleasure assisting you alongside Attorney Colby MacDonald and Michael Joy. Thank you for sharing your positive experience...
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Mike is the absolute best! He is so responsive and knowledgeable. He explains things so well and will really tell you the best solution based on your specific situation.
Michael Caras has received a review with 5 star rating from R S
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you for the kind review. Looking forward to the closing next month!
My family and I would like to thank Michael Caras and Lisa Limongiello for their outstanding devotion and commitment to getting us our somewhat difficult mortgage complete, you guys worked so hard We are all very happy and grateful that we...
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Reply from Michael Caras
March 18th, 2025 02:53 PM
I hope all is well Amal. It was a pleasure helping you and your family with the refinance.
Thank you Michael and lisa for your diligence to make our mortgage a smooth and stress free endeavor, great work, we will highly recommend Michael and Lisa to all our friends, family and customers!!
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you so much for your kind words Amal! It was truly a pleasure working with you, and we're thrilled to hear that your mortgage process felt smooth and stress-free. Lisa and I are grateful for your trust and support, and we sincerely appreciate...
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Michael's professionalism is only exceeded by the level at which he cares about his clients. He is highly responsive, quickly able to determine the best lending products for someone's particular situation, and extremely prompt in sending over...
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Reply from Michael Caras
February 5th, 2025 02:48 PM
Thank you so much for the thoughtful review, James! I truly appreciate your kind words and the opportunity to work with you and your clients. It’s always my goal to provide the highest level of service, and I’m glad to hear that my responsiveness...
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Loans, First Time Homebuyers, FHA Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#1489370
Hobbies
- Pickleball, Mountain Biking, Snowboarding
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing