

Michael Caras
Loan Consultant

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Michael Caras has received a review with 5 star rating from Hannah W C
Reply from Michael Caras
February 5th, 2025 02:51 PM
Thank you so much for the 5-star review, Hannah! I truly appreciate your support and am grateful for the opportunity to work with you. If you ever need anything in the future, don’t hesitate to reach out. Thanks again for your trust and kind...
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As a first time homebuyer, I had lots of questions but was always offered nothing but great explanations with a warm friendly attitude.
Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you so much Hannah! It was a pleasure working with you. Enjoy your new home!
Michael was incredibly helpful and informative with us buying our first house. He was attentive, easy to reach, and provided great support in our journey. I 100% recommend him and CrossCountry mortgage for anyone that is on the market to buy...
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Reply from Michael Caras
October 2nd, 2026 02:25 PM
Thank you Ardit! I’m so happy for you and your family. I really look forward to watching you turn that house into a home.
Mike is always available for a quick call/text with any questions. He is personable, professional, charitable, and overall good person. I highly recommend Mike Caras!
Mike is a fantastic mortgage broker , if your looking for great Customer service , knowledge , and overall a great experience , call Mike . As a Realtor , I can tell you all mortgage brokers are not alike ! He is one of the best !
When my family and I where trying to get our first house, Mike made it so easy. He walked us through every step. We got the house and a great loan. I would highly recommend him and his team for any mortgage needs!!
Mike is simply the example anyone in customer service should follow. He is open, honest and timely with all communication. My wife and I have had 6 mortgages with Mike and number 7 will absolutely be with him.
Thought it was impossible to find someone as knowledgeable and thorough as Mike. Amazing through the entire process, Highly recommend!
Mike has helped us with multiple loans and he’s been fantastic. We’ve even referred a few people his way. He is very knowledgeable, efficient and gets the job done.
Excellent customer service, prompt communication, makes for a smooth transaction.
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Loans, First Time Homebuyers, FHA Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#1489370
Hobbies
- Pickleball, Mountain Biking, Snowboarding
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing