Michael Caras

Loan Consultant

New American Funding - Woburn, MA

5.0

(68)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 450-2010

Woburn, MA

https://www.newamericanfunding.com/mortgage-loans/MichaelCaras/

https://www.nafhub.com/form/nmls/1489370/src/47246265

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5.0

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Mike is the absolute best. I have worked with him on many deals and he helps my buyers so well. He is informative and helpful but also creative and educated. Truly top notch.

Mike was the lender for my buyers and he did an incredible job! As a realtor working with buyers, I always appreciate great communication and top notch customer service! I look forward to working with him again!

Mike is a great communicator and always returns calls, emails, etc. in a very timely manner.

My wife and I have used Mike for 4 house purchases and couldn't be happier. Mike is one of the best professionals I have dealt with in any industry. His customer first approach is evident with the unmatched level of communication he is know...

Wife and I refinanced towards the end of 2021. We contacted Gaurenteed Rate and Mike Caras got us started. Mike was very friendly, helpful and had an intimate knowledge of the market. We refinanced at 2.9 and couldn’t be happier. Since then,...

I am working with Mike to purchase my first home and him and his team have made everything so easy for me. He is so patient and detailed. Despite hiccups unrelated to my mortgage Mike has gone above and beyond to help get me into my first home...

I have financed and refinanced with Mike and every opportunity I have had to work with him has gone as smooth as can be. He is prompt to answer any questions you may have and makes sure you understand what is going on throughout the process....

Mike was fantastic through the whole process. Responsive, knowledgeable and thorough. As new buyers he took the time to answer all of our questions thoughtfully and looked out for our best interests.

My wife and I have owned and occupied a 2 family home in Haverhill for about 3.5 years. Our mortgage was a 30yr fixed 3.8%. As rates fell, we decided to look into refinancing. But this is our first home and we’ve never refinanced before so...

Reply from Michael Caras

October 2nd, 2026 02:25 PM

It was a pleasure helping you and the family Matt! Thank you so much for the kind words!

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About

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

VA Loans, First Time Homebuyers, FHA Loans

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Time Zone

Eastern Standard Time (EST)

Licenses

NMLS#1489370

Hobbies

Pickleball, Mountain Biking, Snowboarding

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